Mobile Implementation Channel for Secure Content Delivery
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Solution Overview
Problem
Current mobile banking systems face limitations in content distribution to diverse mobile devices, struggling with ubiquity, security, and integration with existing workflows, particularly in providing secure alerts, content delivery, and location awareness across multiple lines of business.
Innovation Solution
A computer system that integrates a business infrastructure to support a mobile implementation channel, enabling secure reach to various mobile device types by abstracting delivery peculiarities, leveraging user identity, location, and activity through context integration, and providing logging and security support, using a Context Server to direct requests based on device type and format content accordingly.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If content distribution is performed to diverse mobile device types, then device coverage and accessibility are improved, but delivery complexity and integration difficulty increase
Solution Approach 1:
The patent introduces a mobile implementation channel that acts as an intermediary layer between the business infrastructure and diverse mobile devices. This channel includes components such as a push provider, context server, and device library that abstract away device-specific complexities from the core business logic, enabling content distribution to multiple device types without increasing integration difficulty at the business layer.
Solution Approach 2:
The mobile implementation channel is designed as a universal interface that can handle multiple types of mobile devices (smartphones, tablets, feature phones) through a single unified architecture. The context server and device library work together to provide multi-functional content delivery capabilities across different device types, eliminating the need for separate integration approaches for each device category.
2Reliability
If security measures are implemented for mobile banking services, then security and reliability are improved, but system complexity and operational overhead increase
Solution Approach 1:
The patent extracts security-related functionality from the core business infrastructure and places it in the mobile implementation channel layer. Security measures such as authentication, authorization, and secure content delivery are handled by the push provider and context server, separating security complexity from the business logic while maintaining strong security protections for mobile banking services.
3Ease of operation
If context integration is performed to leverage user identity, location, and activity, then service personalization and user experience are improved, but processing requirements and system complexity increase
Solution Approach 1:
The context server performs preliminary processing of user context information (identity, location, activity) and caches it for quick retrieval. By pre-processing and storing context data before it is needed for service delivery, the system reduces real-time processing requirements while still providing personalized user experiences through context-aware content delivery.
Data Source
AI summary
A mobile implementation channel enables secure mobile customer alerts, content delivery, event and location awareness and context integration that can be leveraged across multiple lines of business using basic interfaces. Pushed documents may be processed by an application executing at a mobile device in a secure manner. An alert indication may be sent to the mobile device when the documents are available. The documents may then be downloaded over a secure channel if the user affirmatively responds to the alert indication and may be further encrypted and stored in an application file store. The user may subsequently select one of the documents from a document list so that the selected document may be decrypted and displayed. The stored documents in the application file store may be deleted if the operating system has been compromised, the user is not associated with a business, or the user device is lost or stolen.