Application Server for Mobile Commerce Transaction Integration
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Solution Overview
Problem
Mobile electronic commerce faces challenges in integrating product catalogs, pricing, payment acceptance, and authentication, particularly for merchants, due to technical and financial barriers, and concerns over security and fraud, which deter them from adopting this emerging transaction channel.
Innovation Solution
An electronic platform with a user interface for setting parameters, a conversation tracking engine to monitor and manage messages, and a mobile content rendering engine to dynamically render content based on user requests, facilitating secure and efficient mobile commerce transactions.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If merchants integrate product catalogs, pricing, payment acceptance and authentication for m-commerce, then transaction capability is improved, but device complexity and integration difficulty increase
Solution Approach 1:
The patent introduces an application server as an intermediary component that mediates between mobile devices and merchants. The server handles conversation tracking, message routing, and coordination of transaction flows, allowing merchants to accept m-commerce transactions without directly implementing complex integration logic for catalog management, payment processing, and authentication.
Solution Approach 2:
The system segments the m-commerce functionality into distinct modular components: mobile device client, application server with conversation tracking engine, message routing engine, and merchant server. Each component has specialized responsibilities, allowing independent development, deployment, and maintenance while working together to provide complete transaction capability.
2Adaptability or versatility
If traditional payment integration methods are used for m-commerce, then payment acceptance is enabled, but technical barriers and financial costs increase
Solution Approach 1:
The application server provides universal payment acceptance capabilities that work across multiple mobile devices and merchants through standardized interfaces. The conversation tracking engine and message routing engine handle diverse transaction types and communication protocols uniformly, allowing merchants to accept payments without developing custom integration solutions for each payment method or device type.
3Productivity
If cardholder information is collected for transactions, then payment processing is enabled, but security risks and fraud concerns increase
Solution Approach 1:
The patent extracts sensitive cardholder information handling from the merchant system and concentrates it in the secure application server environment. The server collects, validates, and processes payment information through encrypted communication channels, then transmits only essential transaction data to merchants, reducing the exposure of sensitive information across the distributed system and minimizing security risks.
Data Source
AI summary
An electronic platform (10) for facilitating mobile commerce transactions includes: a user interface (20) that is provided to a user (60), the user interface (20) being operable to retrieve from the user (60) a plurality of settings for different parameters that regulate a manner in which the platform (10) operates for a given entity that is being served by the platform (10); a conversation tracking engine (40) that monitors messages exchanged between the platform (10) and mobile device users (72) accessing the platform (10), the conversation tracking engine (40) being operative to recognize which ones of selected monitored messages together form a common conversation and keep track of a current state of that conversation; and, a mobile content rendering engine (30) that is operable to dynamically render mobile content in response to the platform (10) receiving a request from a mobile device (74) for mobile content, the mobile content being rendered in accordance with the parameter settings entered via the user interface (20).