Mobile Device Digital Tipping via Geofence Proximity Detection

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Solution Overview

Problem

There is no easy way for consumers to provide electronic tips to service industry workers as a standalone transaction, especially since they often rely on digital wallets and may not carry small bills for cash tips.

Innovation Solution

A computer-implemented system and method that uses a mobile device to identify proximity to a service provider via geofence, prompts the user to send a tip, allows selection of a tip amount, and debits the amount from the user's account, enabling device-to-device communication using near field technology.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If consumers use cash for tipping, then the tipping process is quick and simple, but consumers may not always carry cash especially small bills

Engineering Contradiction:
Improveconvenience of tippingVSAvoidavailability of tipping medium
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The patent replaces the mechanical cash-handling system with an electronic payment system. The mobile device detects proximity to the service provider through geofencing technology and enables contactless electronic tipping, substituting the physical cash exchange mechanism with a digital transaction system that eliminates the need to carry small bills while maintaining quick and convenient tipping.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Ease of operation

If consumers use digital wallets for payment, then digital payment is preferred and convenient, but there is no easy way to provide electronic tips as a standalone transaction

Engineering Contradiction:
Improveconvenience of electronic paymentVSAvoidstandalone tipping capability
Core Design Contradiction:
Ease of operationVSAdaptability or versatility

Solution Approach 1:

The patent segments the tipping function from the main payment transaction. The system allows users to initiate a standalone tipping transaction independently of any underlying purchase or service payment. The mobile application separates the tip amount selection and transmission process from the main payment flow, enabling tips to be sent as discrete, independent transactions rather than being bundled with other payments.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent enhances the universality of the digital wallet by adding standalone tipping functionality to its existing payment capabilities. The mobile application integrates multiple functions including proximity detection through geofencing, tip amount selection, contactless transmission to service provider devices, and account debiting, transforming the digital wallet into a multi-functional tool that handles both traditional payments and independent tipping operations.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Adaptability or versatility

If a standalone digital tipping system is implemented, then electronic tipping without underlying transaction is enabled, but device complexity increases with geofence and near field technology requirements

Engineering Contradiction:
Improvestandalone tipping functionalityVSAvoidsystem requirements
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system employs self-service mechanisms where the mobile device automatically performs proximity detection through geofencing and initiates the tipping interface without requiring manual intervention. The near field communication automatically establishes connection when devices are in proximity, and the system autonomously handles the transmission process, reducing the complexity of user interaction despite the sophisticated backend technology.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS10713641B1System and method for implementing a digital tipping application on a mobile device
Publication Date: 2020.07.14 JPMORGAN CHASE BANK NA
  • US10713641B1 patent drawing
  • US10713641B1 patent drawing
  • US10713641B1 patent drawing

AI summary

The invention relates to a mobile device that enables a user to send a digital tip to a recipient as a standalone transaction, the mobile device comprising: a memory that stores data associated with an account and a user; a microprocessor, executing a mobile application, the processor coupled to memory and programmed to: identify whether the mobile device is near a service provider based on a geofence (or other boundary); display a prompt on the mobile device to send a tip to a mobile device of the service provider in response to the mobile device's proximity to the service provider and a prior service interaction which is independent of an underlying transaction; transmit a tip message informing the service provider of the tip and debit an amount of the tip from an account associated with a consumer.