Mobile Legal Identification Data Object Generation and Verification

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Solution Overview

Problem

Existing authentication systems face challenges in verifying the validity of legal identification information, particularly in mobile contexts, where fraud and the inability to confirm user identity are significant issues.

Innovation Solution

The system generates and manages mobile legal identification data objects, which are electronically created and stored, allowing for secure verification and authentication through a process involving user identifiers, legal identification document data, and authorization requests to issuer devices.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional legal identification verification is used, then authentication can be performed, but the system is vulnerable to fraud and cannot reliably verify user identity

Engineering Contradiction:
Improveauthentication reliabilityVSAvoidfraud vulnerability
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent creates a digital copy of the legal identification document and stores it in a secure database. This digital copy can be verified without exposing the original document, allowing authentication while preventing fraud through controlled access and verification mechanisms.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent introduces a verification system that acts as an intermediary between the user and the identification document. This intermediary verifies the authenticity of the document through controlled processes, preventing direct fraud while maintaining authentication capability.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If mobile legal identification data objects are generated and stored, then authentication security is enhanced, but the system complexity increases

Engineering Contradiction:
Improveauthentication securityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent divides the identification system into separate components: a mobile device for storage, a verification system for authentication, and a database for secure storage. This segmentation allows each component to be optimized independently, managing overall system complexity while enhancing security.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent performs preliminary actions by pre-storing legal identification data in a secure database before authentication is needed. This advance preparation simplifies the authentication process during use, as the system only needs to retrieve and verify pre-stored data rather than handling complex real-time verification.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20250125952A1Methods, apparatuses, and computer program products for generation and use of mobile legal identification data objects
Publication Date: 2025.04.17 WELLS FARGO BANK NA
  • US20250125952A1 patent drawing
  • US20250125952A1 patent drawing
  • US20250125952A1 patent drawing

AI summary

Methods, apparatuses, and computer program products are disclosed for generating and/or using a mobile legal identification data object. An example method includes receiving a request for a mobile legal identification data object and generating the mobile legal identification data object based at least in part on the request for the mobile legal identification data object. The method further includes associating the mobile legal identification data object with a user profile. The method further includes providing the mobile legal identification data object to a user device associated with the user profile.