Mobile Network Platform for Secure Anonymous Transactions
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Solution Overview
Problem
Existing payment solutions for mobile transactions lack security, particularly for itinerant service providers and users, as they require dedicated terminals and expose user anonymity and banking data to potential hacking, and are cumbersome in situations where fixed terminals are unavailable.
Innovation Solution
A process utilizing a mobile network platform as a trusted intermediary to facilitate secure transactions between a mobile terminal and a service provider, using alias data for anonymization and an authentication code for verification, without requiring direct user input of sensitive information, and employing a virtual private network for enhanced security.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If a dedicated fixed payment terminal is used, then transaction security is improved, but device complexity and infrastructure requirements increase
Solution Approach 1:
The patent introduces a mobile network platform as an intermediary between the mobile terminal and the service provider server. This platform handles the complex authentication and transaction processing, allowing mobile terminals to perform secure transactions without requiring dedicated payment terminals. The platform mediates the communication, verifying user identity through the mobile network's authentication mechanisms while maintaining transaction security.
2Loss of information
If online payment solutions are used, then user anonymity is improved, but security against hacking deteriorates
Solution Approach 1:
The mobile network platform acts as a trusted intermediary that protects user anonymity while enhancing security. It receives transactions from mobile terminals and communicates with service providers without exposing sensitive user information. The platform uses the mobile network's existing authentication infrastructure to verify user identity securely, preventing hacking attempts while maintaining user anonymity through controlled information disclosure.
Solution Approach 2:
The system leverages the mobile network's existing authentication mechanisms to securely verify user identity without requiring users to manually input sensitive information. The mobile terminal automatically authenticates through the network's security protocols, and the platform utilizes this authenticated identity to process transactions securely, reducing vulnerability to hacking while preserving anonymity.
3Reliability
If fixed terminals are required for transactions, then transaction security is improved, but ease of operation in mobile situations deteriorates
Solution Approach 1:
The patent makes the mobile terminal universal by enabling it to perform both communication functions and secure transaction processing. The mobile network platform provides the transaction processing capabilities that were previously only available at fixed terminals, allowing the mobile terminal to function as a complete transaction device. This multi-functionality enables secure transactions to be performed anywhere with mobile network coverage.
4Manufacturing precision
If users must enter extensive data, then transaction accuracy is improved, but ease of operation deteriorates
Solution Approach 1:
The system automatically retrieves and verifies user information through the mobile network's authentication infrastructure. The mobile terminal automatically provides its identified identity to the platform, which then handles the transaction processing. This eliminates the need for users to manually input extensive data while maintaining transaction accuracy through automated verification and processing of transaction details.
Data Source
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AI summary
The present invention relates to a method for securing a transaction between a user's mobile terminal and a service provider's server via a platform capable of being connected to the mobile terminal via an operator's mobile network, to the service provider's server, and to a transaction execution system, comprising the steps of: - storing a correspondence between alias data associated with a user identifier and a user identification code with the transaction execution system, - receiving the alias data when establishing a connection between the mobile terminal and the platform via the mobile network and following identification of the mobile terminal by the mobile network using said user identifier, - connecting, via the platform and the mobile network, the user's mobile terminal to the service provider's server.said alias data used to identify the mobile terminal with said service provider's server, - receipt of transaction data representing a transaction to be executed between the mobile terminal user and said service provider, - transmission to the transaction execution system of a transaction execution order including the user's identification code and a service provider's identification code, so that the transaction execution system implements said transaction.