Mobile Payment App Detection and Redirect Mechanism
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Current mobile payment processes through web-based checkout flows on mobile devices are cumbersome and time-consuming due to smaller screens and harder-to-use keypads, leading to difficulties in reading and entering transaction information, resulting in potential lost sales for merchants and missed purchases for consumers.
Innovation Solution
Implementing a system where a merchant's web server detects the presence of a mobile payment app on a consumer's device and automatically redirects the user to the app for a streamlined payment process, or offers the option to download the app for easier and quicker checkout, thereby avoiding the conventional web-based payment flow.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If a web-based payment flow is used on a mobile device, then the payment can be processed through existing infrastructure, but the process becomes cumbersome and time-consuming due to smaller screens and harder-to-use keypads
Solution Approach 1:
The patent introduces a mobile device application as an intermediary between the consumer and the web-based payment system. This application provides a specialized interface optimized for mobile devices, including larger display elements and improved keyboard layouts, while still communicating with the existing web payment infrastructure through URL schemes or deep linking mechanisms.
2Device complexity
If a web-based payment flow is used on a mobile device, then no additional software is required, but the consumer experiences difficulty reading and entering transaction information
Solution Approach 1:
The patent transitions from the standard web browser dimension to a native application dimension that is specifically optimized for mobile devices. This allows the interface to be designed with larger text, better spacing, and mobile-specific controls without compromising the underlying payment processing functionality.
3Ease of operation
If a mobile payment application is implemented, then the ease of operation improves, but the device complexity increases due to requiring app installation
Solution Approach 1:
The patent enables consumers to download and install the mobile payment application in advance, before making a purchase. This preliminary action allows the optimized payment interface to be ready and waiting when needed, providing ease of operation during the actual payment process without adding complexity at the moment of transaction.
4Ease of manufacture
If web-based checkout is used on mobile devices, then the system is simple to implement, but the likelihood of completing purchases decreases due to user frustration
Solution Approach 1:
The patent applies local quality by providing a specialized mobile payment application interface that is optimized specifically for mobile device characteristics. This includes larger display elements, improved keyboard layouts, and mobile-specific features, while the core payment processing logic remains consistent with the web-based system.
Data Source
AI summary
In one embodiment, a method for making an payment from a buyer to an online seller includes providing the buyer with a mobile payment application that is operable when run on one or more processors of a mobile device of the buyer to effect payments to the seller using a payment service provider. The seller is provided with computer code that is operable when run on one or more processors of a web server of the seller to detect whether a mobile device of a buyer in communication with the server has the payment application installed thereon, and if the server detects that the buyer's device has the application installed thereon, the seller's server automatically redirects the buyer to a web server of the payment service provider to effect a payment from the buyer to the seller using the mobile payment application.