Mobile Payment Card Temporary Setting Method
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Solution Overview
Problem
Users face inconvenience and difficulty in temporarily setting and resetting mobile payment cards for payments, as existing methods require cumbersome operations and are not intuitive, especially in the early stages of mobile commerce.
Innovation Solution
A method for setting a temporary payment card by displaying a list of mobile payment cards, allowing users to select and move one for temporary use, with automatic resetting when a payable time passes, and extending or terminating the time based on user interactions, providing visual and animation effects for intuitive operation.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If users manually set and reset main payment cards for temporary payments, then payment flexibility is improved, but operation complexity and user burden increase
Solution Approach 1:
The system pre-sets a default main payment card and automatically switches to alternative payment cards when needed. The temporary payment card is prepared in advance as a secondary option, and the system automatically manages the switching process without requiring users to manually configure each payment scenario.
Solution Approach 2:
The system automatically detects when a temporary payment is needed and handles the card switching process itself. After the temporary payment is completed, the system automatically resets and returns to the original main payment card configuration, eliminating the need for user intervention in the reset process.
2Adaptability or versatility
If users change main payment cards frequently for different payments, then payment variety is improved, but time consumption increases
Solution Approach 1:
Multiple payment cards are pre-configured in the system with designated roles (main card, temporary cards). When a temporary payment is needed, the system automatically selects from pre-prepared alternative cards rather than requiring users to search and configure options during the payment moment.
Solution Approach 2:
The system automatically manages the selection and switching between payment cards based on payment requirements. The automatic reset function quickly returns to the original configuration after temporary use, minimizing the time users spend managing card settings.
3Adaptability or versatility
If the system provides detailed operations for setting temporary payment cards, then functionality is improved, but ease of use deteriorates
Solution Approach 1:
The system provides intelligent defaults and automatic configuration for temporary payment cards. Users simply need to indicate they want to use a different payment method, and the system automatically handles card selection, switching, and reset operations without requiring users to navigate complex settings or understand detailed operational procedures.
Data Source
AI summary
A method for setting a temporary payment card and a mobile device applying the same are provided. The method includes: displaying a list of mobile payment cards; setting, as a temporary payment card, a mobile payment card which is moved by a user from among the mobile payment card listed in the list; and resetting the setting of the temporary payment card when a payable time passes. Accordingly, the temporary payment card can be changed more easily and swiftly.