Mobile Payment System with Automatic MSISDN Detection

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Solution Overview

Problem

Current mobile payment systems require multiple steps and user input, leading to a non-native user experience and increased operational costs for sellers due to platform-specific interfaces and the need for manual phone number input, which can result in errors and inefficiencies.

Innovation Solution

A system and method that enables cross-platform native user interface technology for mobile devices, utilizing automatic Mobile Network Code, Mobile Country Code, and MSISDN detection to facilitate in-application payments without requiring users to input their phone number, integrating with mobile carrier billing infrastructure and various device platforms through data computing facilities and converters.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of manufacture

If a single universal purchase flow is used for all mobile devices, then operational costs for sellers are reduced through single integration, but user experience deteriorates due to non-native interface and increased input requirements

Engineering Contradiction:
Improveoperational costsVSAvoiduser experience
Core Design Contradiction:
Ease of manufactureVSEase of operation

Solution Approach 1:

The patent implements a universal purchase flow system that can adapt to multiple mobile device platforms (iOS, Android, feature phones) through a single integration architecture. The system detects the device type and automatically routes transactions through appropriate interfaces, enabling sellers to maintain one unified system while supporting diverse platforms natively.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system dynamically adapts the purchase interface based on the detected mobile device platform. It automatically adjusts the user interface, input methods, and transaction flow to match the native characteristics of each platform (smartphones vs feature phones, different operating systems), providing a customized experience without requiring separate integrations.

Inventive Principle:
Principle #15Dynamics

2Device complexity

If manual MSISDN input is required from users, then purchase flow can be standardized across platforms, but time consumption increases and input errors occur

Engineering Contradiction:
Improvepurchase flow standardizationVSAvoidtime consumption
Core Design Contradiction:
Device complexityVSLoss of time

Solution Approach 1:

The system automatically detects and retrieves the user's MSISDN (Mobile Station International Subscriber Directory Number) from the mobile device's telephony interface without requiring manual user input. The detection process is transparent to the user, who simply needs to confirm the transaction, thereby eliminating time-consuming manual entry and potential input errors.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system performs preliminary detection and retrieval of the user's phone number from the device's stored information before the purchase transaction is initiated. This pre-fetching of the MSISDN ensures that the number is already available and validated when the purchase flow begins, eliminating the need for user input during the transaction process.

Inventive Principle:
Principle #10Preliminary action

3Ease of operation

If multiple platform-specific integrations are implemented, then native user interface experience is improved, but operational costs increase due to multiple variations in purchasing options

Engineering Contradiction:
Improvenative interface experienceVSAvoidoperational costs
Core Design Contradiction:
Ease of operationVSEase of manufacture

Solution Approach 1:

The patent introduces an intermediary detection and routing system that sits between the seller's unified purchase flow and the various mobile platforms. This intermediary automatically detects the user's device type and platform, then translates the universal purchase request into the appropriate native interface format, enabling platform-specific experiences through a single integration point.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system implements a universal purchase flow architecture that can handle multiple mobile platforms (iOS, Android, feature phones) through a single integration. The system maintains one unified seller interface while automatically adapting to different platforms, eliminating the need for separate integrations for each platform.

Inventive Principle:
Principle #6Universality (Multi-functionality)

4Productivity

If automatic MSISDN detection is implemented, then user input steps are reduced and errors are eliminated, but system complexity increases due to integration requirements

Engineering Contradiction:
Improvepurchase completion speedVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The system automatically detects and retrieves the user's MSISDN from the mobile device's telephony interface without requiring manual user input. The detection process is transparent to the user, who simply needs to confirm the transaction, thereby eliminating time-consuming manual entry and potential input errors.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent introduces an intermediary detection and routing system that sits between the seller's unified purchase flow and the various mobile platforms. This intermediary automatically detects the user's device type and platform, then translates the universal purchase request into the appropriate native interface format, enabling platform-specific experiences through a single integration point.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS9183550B2System and method to facilitate purchases on mobile devices
Publication Date: 2015.11.10 BOKU INC
  • US9183550B2 patent drawing
  • US9183550B2 patent drawing
  • US9183550B2 patent drawing

AI summary

System and method to enable and facilitate purchases through mobile communications on mobile devices, smartphones, feature phones, tablet computers, etc by allowing the user to interact with native interface and/or by eliminating the need of entering the MSISDN identifier by the user. MSISDN value is required to identify mobile subscriber and request a mobile billing transaction through carrier's infrastructure. A system comprises at least one data computing facility, which is connected to mobile carrier billing, short code and networking infrastructure and a plurality of converters to communicate and interface with a plurality of controllers for various mobile device types and platforms.