Mobile Phone Digital Wallet System for Secure Information Management
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Solution Overview
Problem
Current systems for managing personal information are cumbersome, requiring users to carry multiple items and lack efficient data security, with needs for reduced duplication, improved organization, and timely updates, especially in authorizing actions and tracking individuals without dedicated devices.
Innovation Solution
A mobile phone-based system that stores personal information, allows secure storage and transmission, and provides alerts, using software modules on both servers and mobile phones for managing and authenticating access, transactions, and positional awareness without the need for additional cards or keys.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If multiple physical items (cards, keys, documents) are carried for information storage and access, then information availability and identification capabilities are improved, but wallet size and carrying convenience deteriorate
Solution Approach 1:
The patent replaces physical items (cards, keys, documents) with digital copies stored on a mobile phone. The mobile phone contains electronic versions of identification cards, credit cards, keys, and documents, allowing users to access information without carrying physical counterparts. This directly resolves the contradiction by providing full information availability through digital storage while eliminating the need for a large physical wallet.
Solution Approach 2:
The mobile phone serves multiple functions simultaneously: it stores personal information, provides identification, enables financial transactions, grants access to secured locations, and offers communication capabilities. This single device replaces numerous specialized physical items, achieving versatility without increasing weight or size, thus resolving the contradiction between information availability and wallet size.
2Reliability
If traditional authentication methods (passwords, physical keys) are used, then access control is established, but security against theft and loss deteriorates
Solution Approach 1:
The mobile phone acts as an intermediary between the user and various authentication systems. Instead of directly using passwords or physical keys, the system communicates authorization requests to the mobile phone, which then verifies credentials and returns authentication results. This intermediary layer enhances security by centralizing credential management and enabling remote deactivation if the phone is lost or stolen.
Solution Approach 2:
The system enables self-service authentication where the mobile phone automatically verifies credentials and provides authorization without requiring manual intervention. The phone stores encrypted credentials and can independently authenticate users for various services, reducing reliance on vulnerable physical authentication methods while maintaining strong security controls.
3Ease of operation
If personal information is stored digitally, then accessibility and organization are improved, but data security risks increase
Solution Approach 1:
The system creates encrypted digital copies of personal information stored securely on the mobile phone. Sensitive data such as identification numbers, credit card details, and personal records are replicated in encrypted form, allowing easy access when needed while maintaining security through encryption. The encrypted copies can be rapidly accessed for authentication purposes without exposing the underlying sensitive information.
Solution Approach 2:
The system changes the security parameter from physical security (protecting physical cards and documents) to cryptographic security (protecting digital data through encryption). By transforming personal information into encrypted digital formats, the system enables easy accessibility through software while protecting against unauthorized access through strong cryptographic measures. The encryption parameters can be dynamically adjusted based on security requirements.
Data Source
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AI summary
Mobile phones are used to advise users of information or changes that meet certain criteria. A website may provide storage, filter information, and send information to the phone for storage based on topic. In different embodiments, e-mails may be searched, information may be sent to different parties, and signals may be sent locally to exchange information. Information may include account or travel information. Different embodiments include methods for authorizing actions, authenticating access, authorizing transactions, and providing positional awareness using mobile phones. Actions and access include computer access, physical access, and financial transactions. Methods of providing positional awareness may involve location coordinates, monitoring the location of mobile phones, and providing alarms. Various embodiments include software on mobile phones and a website.