Resource Allocation System for Mobile Device Optimization

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Solution Overview

Problem

Current systems lack an integrated platform for real-time monitoring and optimal allocation of resources across multiple entities, failing to effectively track resource transfers and configure them for critical tasks and goals, leading to inefficiencies in resource utilization and growth.

Innovation Solution

A real-time resource tracking and allocation system that establishes communication with mobile devices, analyzes user resources, and automatically initiates resource transfers between transactional, savings, and investment accounts based on predefined triggers and user inputs, providing a comprehensive interface for monitoring and optimizing resource allocation.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If manual resource monitoring and allocation methods are used, then system simplicity is maintained, but resource utilization efficiency deteriorates due to lack of real-time tracking and automatic optimization

Engineering Contradiction:
Improveresource utilization efficiencyVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The system enables automatic resource allocation where the resource management system autonomously monitors resource levels, detects transfer events, and executes allocation decisions without requiring manual intervention. The system self-adjusts resource distribution based on predefined criteria and real-time conditions, improving efficiency while maintaining operational simplicity for users.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system continuously monitors resource levels and transfer events, using this feedback to automatically adjust resource allocation. The monitoring component tracks resource transfers in real-time, and this information feeds back to the allocation logic which dynamically adjusts distribution to optimize resource utilization across the network.

Inventive Principle:
Principle #23Feedback

2Reliability

If real-time automatic resource allocation is implemented, then resource transfer optimization is improved, but system complexity increases due to multiple monitoring and control components

Engineering Contradiction:
Improveresource transfer optimizationVSAvoidsystem architecture complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The resource management system performs multiple functions through integrated components: it monitors resource levels, detects transfer events, executes allocation decisions, and provides notifications. This multi-functional approach ensures reliable resource optimization while consolidating complexity into unified system modules rather than distributed complex infrastructure.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system combines monitoring, detection, decision-making, and execution functions into an integrated resource management platform. By merging these previously separate operations into a unified system, the patent achieves reliable real-time resource allocation without the complexity of multiple independent systems communicating between them.

Inventive Principle:
Principle #5Merging (Combining)

3Loss of information

If comprehensive resource tracking across multiple entities is implemented, then resource visibility is improved, but data processing complexity deteriorates

Engineering Contradiction:
Improveresource visibilityVSAvoiddata processing complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The system extracts and monitors only the critical resource transfer events and level changes from the comprehensive data stream across multiple entities. By focusing on extracting specific meaningful events (transfers, threshold crossings) rather than processing all raw data, the system achieves complete resource visibility while minimizing data processing complexity through selective event extraction.

Inventive Principle:
Principle #2Taking out (Extraction)

Data Source

PatentUS10917923B2Resource optimization allocation system
Publication Date: 2021.02.09 BANK OF AMERICA CORP
  • US10917923B2 patent drawing
  • US10917923B2 patent drawing
  • US10917923B2 patent drawing

AI summary

Embodiments of the invention are directed to a system, method, or computer program product for resource optimization allocation via an interactive resource interface. In this way, the invention provides a comprehensive integrated platform for identification, continual monitoring and optimal allocation of resources on a mobile device. The invention enables identification of existing resources. In one aspect, the system identifies inflow resource transfers associated with a first resource. The system then determines if the inflow resource transfers are required for processing of critical tasks. Consequently, the system initiates a resource transfer, comprising at least a portion of the inflow resource transfer, from the first resource to a second user resource. Typically, the second resource is configured to promote resource accumulation. In another aspect of the invention, the system identifies a third user resource that is configured to foster resource growth, that is then linked with the second resource.