Unified Mobile Rewards Aggregation System

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Solution Overview

Problem

Traditional rebate and gift card systems lack scalability and fail to integrate mobile transactions into a unified rewards program, making it difficult for retailers to manage customer loyalty and track mobile customer interactions effectively.

Innovation Solution

A mobile radio-based rebate processing system that aggregates multiple loyalty programs into a single account accessible on a mobile device, using a virtual account system with centralized accounting and authentication to process and synchronize transactions across Point of Sale terminals.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If traditional rebate and gift card systems are used, then individual loyalty programs can be maintained, but scalability is limited and mobile transactions cannot be integrated into a unified rewards program

Engineering Contradiction:
Improveintegration capabilityVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent merges multiple loyalty programs into a single unified rewards program accessible through one mobile device interface. The system consolidates multiple reward accounts, points, and redemption options into a single platform, allowing customers to manage diverse loyalty programs without needing separate systems for each retailer or program.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The mobile device interface serves as a universal platform that can handle multiple types of transactions across different loyalty programs. It provides multi-functional capabilities including viewing rewards, redeeming points, tracking purchase history, and managing multiple reward accounts simultaneously, making the system adaptable to various retail environments and program types.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Loss of information

If multiple separate loyalty programs are managed, then program-specific tracking is possible, but it becomes difficult to track mobile customer interactions and manage loyalty points efficiently

Engineering Contradiction:
Improvetransaction trackingVSAvoidmanagement efficiency
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The system implements comprehensive feedback mechanisms that track mobile transactions and provide real-time updates to both customers and retailers. The mobile interface provides immediate feedback on point accrual, reward redemption status, and purchase history, while the backend system feeds transaction data back to update customer profiles and reward balances across all integrated programs.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The mobile device interface acts as an intermediary between the customer and multiple loyalty programs. It consolidates information from various program sources, presents unified tracking capabilities, and manages interactions with different retailer systems through a single interface, eliminating the need for customers to manually track multiple separate programs.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Productivity

If traditional rebate processing is used, then individual rebates can be processed, but there is no way to ingest mobile transactions into a master rewards program

Engineering Contradiction:
Improvetransaction processingVSAvoidprogram integration
Core Design Contradiction:
ProductivityVSAdaptability or versatility

Solution Approach 1:

The system performs preliminary actions by pre-integrating multiple loyalty program interfaces and establishing unified tracking mechanisms before mobile transactions occur. The mobile application pre-loads reward information, pre-configures redemption options, and pre-establishes communication channels with various retailer systems, enabling seamless ingestion of transactions into the master rewards program without requiring separate processing for each program.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS11288647B2Radio device based transactions at a point of sale terminal
Publication Date: 2022.03.29 RPX CORP
  • US11288647B2 patent drawing
  • US11288647B2 patent drawing
  • US11288647B2 patent drawing

AI summary

Virtual mobile rewards, gift cards, and/or physical world retailers' loyalty and reward programs are aggregated into a common account accessible and transactional from a radio device. Subscribers gain access to discounted codes, coupons, rebates, gift cards, and/or limited time offers, on their radio device for food, travel, lifestyle, electronics, and entertainment products that fit their lifestyle spending habits, enabling users to edit participating retailers, manage separate account balances, and present preferred discounted offers at retailers and apply discount towards purchase of goods.