Mobile Shopping App Automates Payment and Inventory Updates

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Solution Overview

Problem

Current mobile payment systems are cumbersome and lack efficiency in the shopping process, particularly in in-aisle transactions, as they require manual entry of payment information and do not seamlessly integrate with merchant systems for real-time inventory management and security feature deactivation.

Innovation Solution

A mobile application that associates with a merchant system to facilitate enhanced shopping by receiving item identifiers, providing item data, processing purchase confirmations, and communicating payment information, while deactivating security features like RFID tags, using communication channels like WiFi, Bluetooth, or NFC for streamlined transactions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If manual entry of payment information is used in current mobile payment systems, then payment processing can be completed, but the shopping process becomes cumbersome and inefficient

Engineering Contradiction:
Improveshopping process efficiencyVSAvoidpayment entry convenience
Core Design Contradiction:
ProductivityVSEase of operation

Solution Approach 1:

The patent replaces manual mechanical entry of payment information with automated electronic communication between the mobile device and merchant system. The system automatically transmits payment information via communication channels (WiFi, Bluetooth, NFC) when the mobile device is associated with the merchant system, eliminating the need for manual typing or form filling.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system enables self-service by allowing the mobile device to automatically handle payment information transmission without requiring user intervention for data entry. Once the user initiates the purchase confirmation, the system autonomously completes the payment process by communicating with the merchant system.

Inventive Principle:
Principle #25Self-service

2Reliability

If real-time inventory management and security feature deactivation are integrated into mobile payment systems, then transaction accuracy improves, but system complexity increases

Engineering Contradiction:
Improvetransaction accuracyVSAvoidsystem integration complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent merges multiple functions (inventory management, security feature deactivation, and payment processing) into a single integrated system interaction. When payment information is communicated to the merchant system, all these functions are triggered simultaneously through the established communication link, reducing the need for separate manual processes.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The system performs preliminary actions by establishing an association between the mobile device and merchant system before the actual purchase. This pre-established connection enables automatic inventory updates and security feature deactivation to occur seamlessly when payment is processed, without adding complexity to the core payment function.

Inventive Principle:
Principle #10Preliminary action

3Speed

If communication channels like WiFi, Bluetooth, or NFC are used for streamlined transactions, then transaction speed increases, but security requirements become more complex

Engineering Contradiction:
Improvetransaction speedVSAvoidsecurity implementation complexity
Core Design Contradiction:
SpeedVSDevice complexity

Solution Approach 1:

The patent employs multiple communication channels (WiFi, Bluetooth, NFC) that can serve universal purposes for data transmission. The system can select from these different channels based on availability and requirements, allowing the same payment process to work across different scenarios without requiring separate security implementations for each channel.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS10853788B1Systems and methods for enhanced shopping using a mobile device
Publication Date: 2020.12.01 JPMORGAN CHASE BANK NA
  • US10853788B1 patent drawing
  • US10853788B1 patent drawing
  • US10853788B1 patent drawing

AI summary

Systems and methods for enhanced shopping using a mobile device are disclosed. In one embodiment, a method for enhanced shopping using a mobile device may include (1) a mobile application executed by a mobile electronic device associating with a merchant system, the mobile electronic device comprising at least one computer processor, a memory, an optical input, and a display; (2) the mobile application receiving an item identifier associated with an item; (3) the mobile application receiving item data for the item from the merchant system based on the item identifier; (4) the mobile application receiving purchase confirmation for the item; and (5) the mobile application communicating payment information for the item to the merchant system.