Mobile Terminal Secure Transaction Session via Near-Field Wireless
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Solution Overview
Problem
Current mobile communication devices, such as cell phones, are not equipped to handle secure communication sessions or store various types of information, forcing users to carry multiple items like hardcopy calendars and identification cards, limiting their ability to participate in secure transactions while traveling.
Innovation Solution
Implementing a system that enables secure near-field wireless transactions between mobile terminals and transaction devices, using hardware or software logic for authentication and communication, allowing cell phones to receive and store transaction information and send payments via near-field wireless links, with the option to store data remotely for future access.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If cell phones are used for communication, then communication functionality is provided, but secure communication sessions and information storage capabilities are not available
Solution Approach 1:
The patent applies multi-functionality by enabling the cell phone to perform multiple functions: standard communication, secure communication sessions, and information storage. The system integrates these diverse functions into a single device, allowing it to serve as both a communication tool and a secure transaction device without requiring separate specialized equipment.
2Ease of operation
If users carry multiple physical items for information storage, then information accessibility is improved, but device complexity and portability are worsened
Solution Approach 1:
The patent merges multiple separate information storage functions into a single cell phone device. Instead of carrying separate physical items like calendars, identification cards, and payment methods, the system consolidates all these functions into one electronic device with integrated storage and processing capabilities.
Solution Approach 2:
The system creates digital copies of physical information items (identification cards, payment information, calendars) and stores them in the cell phone's memory. These digital copies can be retrieved and used as needed, eliminating the need to carry physical originals while maintaining full functionality.
3Device complexity
If cell phones lack transaction processing capability, then device simplicity is maintained, but transaction security and convenience are reduced
Solution Approach 1:
The patent applies dynamics by making the cell phone's functionality adaptable and changeable. The device can dynamically switch between different modes (communication, secure communication, transaction processing) and can be configured with different applications and services as needed, transforming from a simple communication device to a versatile transaction platform.
Data Source
AI summary
A mobile communication device may include one or more devices configured to: receive, from a server, identity information corresponding to transaction information stored on the server, the transaction information being associated with at least one transaction completed between the mobile communication device and a user device; send, to a transaction device, the identity information to establish a communication session to conduct a transaction between the transaction device and the mobile communication device; and receive, from the transaction device, a payment request associated with the transaction between the transaction device and the mobile communication device, and generated using the transaction information provided by the server.