Mobile Wallet Offer Logic Code Positioning
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Solution Overview
Problem
Current systems lack the ability to control the placement of offers on mobile wallet screens and fail to process backend communications for rewards or promotions in real-time.
Innovation Solution
Integration of logic code within offers into third-party mobile wallet systems to prioritize and position specific offers based on user preferences and prevent other third-party items from being displayed, while ensuring real-time notification to financial institutions upon offer acceptance.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If offers are presented on mobile wallet screens without controlled placement, then all offers can be displayed to users, but the system cannot control which offers users see or their positioning
Solution Approach 1:
The system performs preliminary actions by embedding control logic code within offers before they are transmitted to third-party mobile wallet systems. This logic code pre-establishes rules for offer selection, positioning, and presentation control, allowing the system to automatically manage which offers are displayed and where they appear without requiring complex real-time decision-making infrastructure.
2Ease of operation
If the system integrates logic code into third-party mobile wallet systems for targeted offer positioning, then offer presentation control is improved, but the complexity of the system increases
Solution Approach 1:
The system applies local quality by embedding specific logic code within individual offers rather than implementing a centralized complex control system. Each offer contains its own positioning instructions and control logic, allowing precise control over where specific offers appear on mobile wallet screens without requiring the entire system to become complex. The logic code operates locally within each offer context.
3Productivity
If the system prevents third-party items from being displayed when system offers are presented, then user focus on system offers is improved, but the variety of available offers to users is reduced
Solution Approach 1:
The system implements dynamics by making offer visibility conditional rather than static. The logic code embedded in offers dynamically controls the display of third-party items based on user actions, transaction context, and offer conditions. Third-party offers can be suppressed when system offers should take precedence, but can reappear when appropriate, allowing the system to balance conversion efficiency with offer diversity based on real-time conditions.
4Loss of time
If real-time notification to financial institutions is implemented upon offer acceptance, then rewards program integration speed is improved, but system response time requirements increase
Solution Approach 1:
The system implements feedback by establishing automated notification channels that immediately inform financial institutions when users accept offers. The logic code embedded in offers includes instructions for automatic notification upon acceptance, creating a closed-loop feedback system where user actions are instantly communicated to relevant systems for rewards processing, eliminating manual intervention and reducing time delays.
Data Source
AI summary
Embodiments of the invention are directed to systems, methods and computer program products for implementing logic code within a resource disbursement limiter for integration into user mobile wallets via a third party mobile wallet system. The system provides a logic code within the presented resource disbursement limiter to the third party mobile wallet system for specific integration into a select user's mobile wallets and at selected locations within a list presented to the user via the mobile wallet. Furthermore, the system receives notification of use of the resource disbursement limiter and is pushed the acceptance for integration into the user resource storage.