Mobile Wallet Receipt Aggregation and Error Correction
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Solution Overview
Problem
Current systems for mobile wallets lack comprehensive receipt management and aggregation capabilities, limiting users' ability to track and organize transactions across different payment methods and platforms.
Innovation Solution
A computer-implemented method and system that enables receipt management by aggregating receipts from mobile wallet transactions with those from non-mobile wallet transactions, allowing users to receive, store, and display transaction records on a mobile device, facilitating funds transfer and payment processing through a mobile wallet account.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Device complexity
If the mobile wallet system only tracks transactions performed using the mobile wallet account, then the system complexity is reduced, but the comprehensiveness of receipt management and transaction tracking capability deteriorates
Solution Approach 1:
The mobile wallet system is designed to handle multiple types of transactions through a single unified interface. The system can process both mobile wallet transactions (NFC, contactless payments) and non-mobile wallet transactions (card-present, card-not-present payments) using the same device and application, making the system universal and multi-functional without requiring separate systems for different payment methods
2Ease of operation
If the system aggregates receipts from multiple sources including non-mobile wallet transactions, then the utility for users is improved, but the device complexity increases
Solution Approach 1:
The system combines multiple receipt sources into a single unified view within the mobile wallet application. Receipts from mobile wallet transactions, card-present transactions, and card-not-present transactions are all aggregated and displayed together in one interface, eliminating the need for users to manage separate receipt systems and improving ease of operation
3Adaptability or versatility
If the mobile wallet system integrates multiple payment methods and transaction types, then the versatility is improved, but the difficulty of detecting and measuring transactions increases
Solution Approach 1:
The mobile wallet application serves as an intermediary layer between various payment processing systems and the user. It receives transaction data from multiple sources (mobile wallet processors, card-present terminals, card-not-present systems) and standardizes the information into a unified format, making it easier to detect, measure, and display transactions without exposing the underlying complexity to the user
Data Source
AI summary
A method for receipt tracking performed by a mobile device having a mobile wallet application includes: receiving, by the mobile device from a computing system, a receipt corresponding to a transaction performed by the mobile device; generating, by the mobile device, a screen display comprising a first portion of identifying information, where the first portion of identifying information is extracted from the receipt; receiving, by the mobile device from the computing system, an indication that the first portion of identifying information contains one or more errors and a request to correct the one or more errors; and providing, by the mobile device to the computing system and from a user input received via the screen display, a second portion of identifying information in response to the request to correct the one or more errors to correct the one or more errors in the first portion of identifying information.