Modular Financial Device Architecture for Adaptability
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Solution Overview
Problem
Financial devices require frequent redesign and manufacturing based on their intended use and location, leading to inefficiencies and increased costs due to the lack of modular compatibility across different configurations and areas of use.
Innovation Solution
A financial device with a modular design that includes a medium depositing and withdrawing module, discrimination module, temporary stacking module, and transfer modules, allowing for various configurations and the addition of function modules for replenishment and collection, enabling flexibility and compatibility across different uses and locations.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If financial devices are newly designed or manufactured for each specific use and location, then the device can be optimized for its intended purpose, but manufacturing costs increase and production time is extended
Solution Approach 1:
The financial device is divided into independent functional modules including medium storage modules, transfer modules, discrimination modules, and deposit/withdrawal modules. Each module can be separately manufactured and then assembled into different configurations based on specific use cases and locations, reducing overall manufacturing complexity and cost while maintaining adaptability.
Solution Approach 2:
The patent creates universal module designs that can serve multiple functions across different financial device configurations. The same medium storage module and transfer module can be used in various device types (ATM, CRS, etc.) and locations, eliminating the need to manufacture entirely new components for each application.
2Ease of manufacture
If modular components are standardized for common use across different financial devices, then manufacturing costs decrease and production becomes more efficient, but the ability to customize for specific uses and locations is reduced
Solution Approach 1:
By segmenting the financial device into standardized modules, the patent enables mass production of individual components with consistent quality and lower costs, while the modular architecture itself provides the flexibility to assemble these standard components into customized configurations for different uses and locations.
Solution Approach 2:
The modular design allows the system to dynamically adapt to different configurations through recombination of standard modules. The same set of standardized components can be arranged differently to create devices optimized for various functions (cash dispensing, deposit, withdrawal) and locations without requiring custom manufacturing.
3Adaptability or versatility
If additional function modules are integrated into the financial device, then the device can perform replenishment and collection functions, but the device complexity increases
Solution Approach 1:
Additional functions such as replenishment and collection are implemented as separate, self-contained modules that can be added to or removed from the base financial device. This segmentation allows the core device to remain relatively simple while optional functionality can be integrated only where needed, managing overall system complexity.
Solution Approach 2:
The replenishment and collection modules are designed as universal components that can be integrated into different financial device types. These modules use the same standardized interfaces and connection protocols as other modules, so adding them increases functionality without proportionally increasing complexity, as they integrate seamlessly with the existing modular architecture.
Data Source
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AI summary
A financial device includes a medium depositing and withdrawing module having a medium receiving space to receive a medium, a discrimination module to discriminate the medium, a temporary stacking module to temporarily stack the medium, a medium storage unit to store at least one of media to be deposited and withdrawn, which are accepted into the medium receiving space, and a transfer module to guide a medium to the medium storage unit and a medium discharged from the medium storage unit. A portion of the transfer module can be changed or replaced to install or remove an additional function module which performs at least one function of a replenishment function to replenish a medium to the medium storage unit and a collection function to collect a medium from the medium storage unit.