Electronic Mortgage Form Footnote System for Unstructured Data
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Current systems lack the ability to systematically handle unformatted context and explanatory information in structured data storage, particularly when data is electronically stored in databases and needs to be reproduced into well-defined forms, which often do not have space for explanations.
Innovation Solution
A graphical user interface and server-side application that allows for the retrieval and presentation of electronic mortgage data, including structured and unstructured fields, using a markup language like HTML to incorporate footnotes and hyperlinks for additional commentary, enabling the storage and display of unstructured text alongside structured data.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Productivity
If data is stored in structured databases and reproduced into well-defined forms, then data organization and retrieval efficiency are improved, but the ability to accommodate unstructured explanatory information is lost
Solution Approach 1:
The patent segments the form into structured data fields and unstructured footnote sections. The structured fields maintain database compatibility and retrieval efficiency, while the footnote sections accommodate unstructured explanatory information. This segmentation allows both structured and unstructured data to coexist in the same form without compromising either aspect.
Solution Approach 2:
The patent introduces footnotes as an intermediary element between the structured data and unstructured explanatory information. Footnotes serve as a mediator that bridges the gap between the rigid structured form and the flexible unstructured commentary, allowing both to be integrated seamlessly.
2Device complexity
If general comments are used to handle unstructured data, then system complexity is reduced, but information specificity and relevance are lost
Solution Approach 1:
The patent applies local quality by allowing different parts of the form to have different characteristics. The main form fields maintain their structured, specific nature for precise data entry, while the footnote sections provide localized flexibility for unstructured explanatory information. This ensures that information specificity is preserved where needed while maintaining overall system simplicity.
Data Source
AI summary
Unstructured explanatory information is added to an electronic mortgage form and other borrower/applicant documentation. When a user wishes to document or explain any entry or data, the user may add and insert an explanatory footnote into the electronic mortgage form and other borrower/applicant documentation. The user may enter a keyboard command or other instruction for locating and formatting the footnote. The user enters/types the text of the footnote, which may also include or specify an HTML tag that references a document attachment. When the electronic mortgage form is then generated, the electronic mortgage form incorporates the explanatory footnote. However, the HTML tag is replaced with a more human-understandable attachment name.