Motion-Detecting Authentication for Financial Transactions
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Solution Overview
Problem
Current online and mobile banking systems face security risks due to the lack of assurance regarding the integrity and confidentiality of transactions, as personal computers are not designed to provide high security and conventional alpha-numeric password-based authentication schemes are susceptible to interception and forgery, leading to potential unauthorized financial transactions and forgotten passwords.
Innovation Solution
Implementing gaming console-specific user authentication methods that utilize pre-determined motions or inputs from motion-sensing game controllers, converting these into numeric values, and encrypting them for secure communication, thereby reducing the likelihood of interception and replication, and making the authentication mechanism easier to remember.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If conventional alpha-numeric password-based authentication is used, then the authentication process is simple to implement, but the security of financial transactions is compromised due to susceptibility to interception and forgery
Solution Approach 1:
The patent replaces the conventional alpha-numeric password input mechanism with a motion-detecting authentication system. Instead of typing passwords on keyboards, users perform physical motions (e.g., circular movements, figure-eights) that are detected by motion sensors in the gaming console controller. This substitution fundamentally changes the authentication paradigm from static password entry to dynamic motion-based verification, thereby improving security while maintaining user-friendly operation.
Solution Approach 2:
The patent transforms the authentication parameters from static alphanumeric characters to dynamic motion parameters such as velocity, acceleration, direction, and motion patterns. The system captures these physical motion parameters, converts them into numeric values, and uses them for authentication. This parameter transformation makes the authentication process more secure as motion data is harder to intercept and replicate compared to traditional passwords.
2Ease of operation
If alpha-numeric passwords are used, then the authentication method is easy to remember, but users may forget passwords leading to access denial or time-consuming password recovery processes
Solution Approach 1:
The motion-based authentication system leverages the user's own physical movements as the authentication credential. Since the authentication is based on unique motion patterns that users naturally perform, it eliminates the need for external password management systems. Users don't need to remember complex passwords or undergo password recovery processes, as their own body movements serve as the secure and memorable authentication mechanism.
3Adaptability or versatility
If personal computers are used for online banking, then the system is accessible and versatile, but the security protection is insufficient due to the ability to execute unsecure software
Solution Approach 1:
The patent introduces a gaming console as an intermediary device between the user and the financial institution's online banking system. The gaming console serves as a trusted platform that provides motion-detecting authentication capabilities. This intermediary approach allows users to access online banking services through a device with enhanced security features while maintaining the versatility of web-based banking access.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
Enhances the security of financial transactions by making them harder to intercept or replicate, while also reducing the likelihood of forgotten passwords, providing a more secure and user-friendly authentication process compared to conventional alpha-numeric passwords.
Implementation Method 1
In one embodiment of the present invention in which the game controller device includes an accelerometer for detecting movements in the controller
Data Source
AI summary
Systems, methods, and computer program products are provided for user authentication required for conducting online financial institution transactions. The disclosed embodiments leverage the capabilities of platforms other than conventional personal computers and laptops, such as gaming consoles and wireless devices. Unique intrinsic user activities, such as controller motions or activities, built-in hardware signatures or other input data are used as the authentication mechanism, so as to provide a higher degree of security in the overall authentication process by lessening the likelihood of password replication or interception during network communication.