Multi-Access Mobile Application Linking with Provider Tokens

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Solution Overview

Problem

Legacy electronic communication infrastructure lacks cybersecurity and digital integrity measures, particularly when dealing with multiple access points for a designated destination, leading to unacceptably high failure rates and security vulnerabilities.

Innovation Solution

A system that generates provider-specific tokens by normalizing and hashing metadata from access points to ensure consistent and secure communication, using local hashing applications to replace sensitive user data with unique identifiers like virtual card numbers.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If each access point is treated as an individual destination, then the system can provide unique alternative content for each access point, but the electronic communication failure rate becomes unacceptably high

Engineering Contradiction:

Improveelectronic communication success rateVSAvoidsystem complexity in handling multiple access points

Core Design Contradiction:

ReliabilityVSDevice complexity

Solution Approach 1:

The patent merges multiple access points (websites, mobile applications) that belong to the same provider into a single logical group identified by a common provider identifier. This consolidation allows the system to treat multiple access points as one destination, generating a single alternative content set for all of them, thereby reducing communication failures while maintaining the ability to handle provider-specific requirements.

Inventive Principle:

Principle #5Merging (Combining)

Solution Approach 2:

The patent creates a universal provider identifier that can represent multiple different access points (websites, mobile apps, other electronic communications) under a single identity. This universal identifier enables the system to provide consistent alternative content across diverse access points without requiring separate handling for each one, improving reliability while managing complexity.

Inventive Principle:

Principle #6Universality (Multi-functionality)

2Object-affected harmful factors

If the system generates unique alternative content for each access point, then security is improved, but the complexity of managing and matching access points to providers increases

Engineering Contradiction:

Improvesecurity vulnerabilitiesVSAvoidcomplexity in matching access points to providers

Core Design Contradiction:

Object-affected harmful factorsVSDevice complexity

Solution Approach 1:

The patent introduces an intermediary provider identifier that acts as a mediator between multiple access points and the alternative content generation system. This identifier consolidates the relationship between access points and providers, allowing the system to match access points to providers through a standardized interface rather than requiring complex direct matching logic, thereby reducing system complexity while maintaining security.

Inventive Principle:

Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent segments the identification process into two distinct parts: a provider identifier that groups multiple access points under a common provider, and an access point-specific identifier that distinguishes individual access points. This segmentation allows the system to generate alternative content at the provider level (reducing complexity) while still maintaining the ability to identify and secure individual access points.

Inventive Principle:

Principle #1Segmentation

3Adaptability or versatility

If metadata from mobile applications is processed without normalization, then the system can handle diverse application formats, but the hashing process generates inconsistent identifiers for the same provider

Engineering Contradiction:

Improveability to handle different access point formatsVSAvoidconsistency of access point identifier

Core Design Contradiction:

Adaptability or versatilityVSMeasurement precision

Solution Approach 1:

The patent applies preliminary normalization processing to mobile application metadata before hashing. This preprocessing step standardizes the metadata format by removing contextual variations (such as developer names, internal links, and formatting differences) while preserving the essential provider-identifying information. By performing this normalization action beforehand, the system ensures that the same provider always generates the same access point identifier, achieving both adaptability and consistency.

Inventive Principle:

Principle #10Preliminary action

Data Source

PatentUS12414171B2Methods and systems for linking mobile applications to multi-access point providers to provide secure communication of encrypted user data

Publication Date: 2025.09.09 CAPITAL ONE SERVICES LLC

AI summary

Methods and systems are described herein for adapting legacy infrastructure to account for cybersecurity, privacy, and digital integrity issues plaguing electronic communications. In particular, the methods and systems overcome these issues by generate alternative content that is specific to specific destinations/recipients of electronic communications, as well as unique between each different destination/recipient. This unique alternative content may then be used for each access point (e.g., website, mobile application, etc.) linked to the same destination/recipient (e.g., website and/or mobile application provider).