Multi-biometric Authentication System for Party Relationships

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Solution Overview

Problem

Current biometric authentication systems rely on a single biometric for multiple purposes, which can lead to inefficiencies and potential illegalities, especially when secondary parties access accounts or engage in business relationships, as passwords can be lost or stolen.

Innovation Solution

A multi-biometric authentication system that utilizes multiple biometrics for different purposes and allows primary parties to authorize secondary parties, linking their biometrics for secure access and participation in party relationships through a processing system that securely processes biometric and business data.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If a single biometric is used for multiple purposes and password-based access for secondary parties, then system simplicity and ease of operation are maintained, but security and reliability deteriorate due to risks of password loss or theft

Engineering Contradiction:
ImprovesecurityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent segments the authentication system by creating separate biometric authentication pathways for different purposes: primary parties use their own biometrics for account access, while secondary parties use their own biometrics for authorized access to party relationships. This eliminates the need for passwords and separates authentication mechanisms, improving security without requiring complex password management systems.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent implements a universal biometric authentication framework that handles multiple authentication scenarios through a single system architecture. The processing system can authenticate both primary parties accessing their own accounts and secondary parties accessing authorized party relationships, using the same biometric verification mechanism. This multi-functionality improves security while maintaining system simplicity.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Reliability

If multiple biometrics are implemented for different purposes and parties, then security and reliability improve, but device complexity and system management increase

Engineering Contradiction:
ImprovesecurityVSAvoidsystem management
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The patent enables self-service authentication where primary parties register their own biometrics and authorize secondary parties, while secondary parties register their own biometrics and autonomously access authorized party relationships. The system automatically manages the complex relationships and permissions without requiring manual intervention, improving ease of operation despite multiple biometrics being used.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The processing system acts as an intermediary that automatically manages the complex relationships between multiple biometrics, primary parties, and secondary parties. It handles the authorization logic, matches biometrics to appropriate party relationships, and enforces access controls, thereby simplifying system management while maintaining high security through multiple biometric verifications.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Ease of operation

If passwords are used for secondary party access, then ease of operation is maintained, but loss of information and unauthorized access risks increase

Engineering Contradiction:
Improveaccess convenienceVSAvoidpassword security
Core Design Contradiction:
Ease of operationVSLoss of information

Solution Approach 1:

The patent replaces the mechanical password-based authentication system with a biometric authentication system for secondary parties. Instead of relying on memorized passwords that can be lost or stolen, secondary parties use their unique biometric characteristics (fingerprints, facial recognition, etc.) to authenticate themselves to authorized party relationships. This substitution maintains ease of operation through contactless authentication while eliminating password security risks.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Data Source

PatentUS12189740B2Multi-biometric authentication system
Publication Date: 2025.01.07 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US12189740B2 patent drawing
  • US12189740B2 patent drawing
  • US12189740B2 patent drawing

AI summary

The disclosure relates to the multi-party biometric authentication of primary and secondary parties for conducting party relationships.