Multi-Channel Service Authorization With Authentication Scoring
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Existing methods for financial transactions using ATMs or mobile web interfaces are vulnerable to fraudulent actions such as data theft and unauthorized access due to insufficient authentication measures.
Innovation Solution
A computer-implemented method involving multiple authentication channels and data factors, including different authenticators, to enhance security by analyzing first and second authentication data received on distinct channels, and processing the service request based on an authentication score.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If multiple authentication channels and authenticators are used, then data security is enhanced, but device complexity increases
Solution Approach 1:
The authentication system is divided into multiple independent authenticators (first authenticator, second authenticator) operating on separate data channels. Each authenticator handles specific authentication factors independently, allowing the system to achieve enhanced security through segmentation while maintaining manageable complexity through modular architecture.
Solution Approach 2:
The patent introduces multiple authentication dimensions by using different data channels (first data channel, second data channel) and multiple authenticators. This dimensional expansion allows the system to evaluate authentication requests from multiple perspectives simultaneously, enhancing security without requiring a single complex authentication mechanism.
2Reliability
If multiple authentication data factors are collected and analyzed, then unauthorized access is prevented, but processing time increases
Solution Approach 1:
The system performs preliminary authentication actions by collecting and analyzing authentication data from multiple channels before processing the service request. The first authentication data and second authentication data are gathered and evaluated in advance, allowing the system to make authorization decisions more efficiently while maintaining comprehensive security checks.
Solution Approach 2:
The authentication system incorporates feedback mechanisms where the results of authentication data analysis are used to determine whether to process the service request. The system continuously monitors authentication scores and adjusts processing decisions based on the feedback from multiple authentication factors, optimizing both security and processing time.
Data Source
AI summary
A data processing system comprises a first authenticator device, a second authenticator device, a user device, and a service device. The first authenticator device receives data associated with a user. The first authenticator device calculates first authentication data based on the user data. The first authenticator device transmits the first authentication data to the user device. The second authenticator device receives data associated with the user. The second authenticator device calculates second authentication data based on the user data. The second authenticator device transmits the second authentication data to the user device. Using the service device, the user requests a service. The user device transmits the first authentication data and the second authentication data to the service device. The service device calculates an authentication score. The service device compares the authentication score relative to a pre-defined threshold. Based on the comparison, the service device processes the requested service.