Multi-Check Video Capture With Geometric Front-and-Back Matching

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Solution Overview

Problem

Existing technologies face challenges in effectively capturing clear, unobstructed images of both sides of multiple documents, particularly checks, during remote deposit capture, due to issues like piggybacking, blurry images, and manual matching of front and back sides, which is tedious, prone to errors, and time-consuming.

Innovation Solution

The system employs image correction, rejection alerts, and automated front-to-back side matching using geometrical features to automatically pair images of the front and back sides of checks, utilizing scanners and cameras for multiple document capture, with video capture and image processing to ensure clarity and alignment.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If manual matching of front and back sides of checks is performed, then image capture can be completed, but the process becomes tedious, prone to errors, and time-consuming

Engineering Contradiction:
Improveimage matching accuracyVSAvoidtime for manual matching
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs self-service by automatically matching front and back images of checks using image processing algorithms. The system extracts features from images, compares them, and automatically pairs corresponding front and back sides without human intervention, thereby eliminating manual matching while maintaining accuracy

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent replaces the mechanical/manual process of visually inspecting and matching check sides with an automated image processing system. Computer vision algorithms analyze image characteristics such as check number, date, and visual patterns to automatically associate front and back images, substituting human manual work with automated computational processes

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Productivity

If multiple checks are captured using traditional scanning methods, then documents can be processed, but issues like piggybacking and blurry images occur

Engineering Contradiction:
Improvecapture speedVSAvoidimage quality
Core Design Contradiction:
ProductivityVSManufacturing precision

Solution Approach 1:

The system implements feedback mechanisms where captured images are immediately evaluated for quality metrics such as focus, lighting, and completeness. The system provides real-time feedback to identify piggybacking situations or blurry images and can request recaptures or automatically adjust processing parameters to ensure high-quality image pairs are produced

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The patent employs parameter changes by adjusting capture settings such as focus distance, lighting intensity, and image resolution dynamically during the capture process. The system modifies these parameters based on detected conditions to optimize image quality while maintaining high capture speed across multiple checks

Inventive Principle:
Principle #35Parameter changes

3Manufacturing precision

If automated image correction is applied, then image quality improves, but system complexity increases

Engineering Contradiction:
Improveimage clarity and alignmentVSAvoidimage processing system complexity
Core Design Contradiction:
Manufacturing precisionVSDevice complexity

Solution Approach 1:

The image correction system is segmented into distinct functional modules: focus detection module, lighting adjustment module, alignment module, and quality validation module. Each module handles a specific aspect of image correction independently, making the overall complex system more manageable and easier to implement through modular architecture

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS12443928B2Multi-capture for remote deposit via video
Publication Date: 2025.10.14 WELLS FARGO BANK NA
  • US12443928B2 patent drawing
  • US12443928B2 patent drawing
  • US12443928B2 patent drawing

AI summary

Systems and techniques may be used to perform multi-capture for remote deposit via video. For example, a technique may include capturing a first video of a first side and a second video of the second side of each of a plurality of checks, and extracting a first set of respective individual images of the first side and the second side of each check of the plurality of checks. The technique may include comparing geometrical features of the first side of each of the plurality of checks to geometrical features of the second side of each of the plurality of checks, and based on the comparison, selecting an image from the first set of respective individual images that corresponds to an image from the second set of respective individual images to form a pair of images.