Multi-mode Digital Wallet User Card Interface
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Solution Overview
Problem
Current mobile communication devices lack efficient methods for managing and utilizing near-field communication (NFC) technology to enhance data exchange and functionality, particularly in implementing digital wallets and multi-mode user cards with dynamic interface changes based on location, time, or events.
Innovation Solution
A mobile wireless communications device with a processor, NFC device, and display that implements a digital wallet with multi-mode user cards, capable of receiving and filling user data fields, and selectively changing user interfaces based on current location, time, or events, allowing for features like mapping, survey, or purchase interfaces.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If a mobile device incorporates contactless card technology and NFC chips for short-range communications, then data exchange capability is improved, but device complexity increases
Solution Approach 1:
The NFC device is designed to perform multiple functions including contactless card operations, data exchange, and serving as a virtual card selector. The system allows a single NFC device to replace multiple separate functions (physical cards, multiple communication protocols), thereby improving adaptability while managing complexity through functional consolidation
Solution Approach 2:
The patent creates virtual copies of physical cards in digital form within the mobile device. These virtual cards replicate the functionality of physical contactless cards but can be managed, selected, and modified digitally, enhancing data exchange capability while reducing the need for multiple physical card components
2Adaptability or versatility
If multiple payment applications are supported in a digital wallet, then versatility is improved, but ease of operation deteriorates due to selection complexity
Solution Approach 1:
The system automatically determines which payment application to use based on the NFC card being presented. The mobile device autonomously selects the appropriate payment application by analyzing the card type and matching it with the corresponding digital wallet application, eliminating the need for manual user selection and simplifying the user interface
Solution Approach 2:
The system uses feedback from the NFC card detection to dynamically select and switch between payment applications. When a card is presented, the system receives feedback about the card type and automatically adjusts the active payment application accordingly, creating a seamless user experience without requiring manual intervention
3Ease of operation
If user interface modes are dynamically changed based on location and context, then user experience is improved, but processing requirements and energy consumption increase
Solution Approach 1:
The system periodically checks location and context parameters to determine when to switch user interface modes, rather than continuously monitoring and processing all possible changes. This periodic approach allows the device to balance improved user experience with reduced energy consumption by activating location-based mode changes only at appropriate intervals or triggers
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
Enables secure and efficient data management and exchange through NFC, enhancing user experience by providing context-aware functionality such as location-based navigation, event ticket management, and survey interfaces within a digital wallet framework.
Implementation Method 1
NFC technology is commonly used for contactless short-range communications based on radio frequency identification (RFID) standards, using magnetic field induction to enable communication between electronic devices
Data Source
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AI summary
A mobile wireless communications device may include a housing, a wireless transceiver carried by the housing, a memory carried by the housing, a display carried by the housing, and a processor carried by the housing. The processor may be configured to implement a digital wallet including a multi-mode user card having first and second user interface modes, and selectively change the multi-mode user card from the first user interface mode to the second user interface mode based upon a current location, a current time, or a determined event. The second user interface mode may include one or more of a mapping interface mode, a survey interface mode, or a purchase interface mode.