Multi-part Transfer Link Generation for Secure Resource Movement
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Solution Overview
Problem
Existing systems lack an efficient and secure mechanism for transferring resources from a first record to a second record in a series of parts over a defined time period, without requiring input of the transfer amount or recipient information.
Innovation Solution
A computing system that receives a request to separate a transfer into a plurality of parts, prepares a series of request for transfer links, each linked to a different transfer time period, and provides these links to a transferor device, allowing transfers to be made without inputting the transfer amount or recipient information.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If a single transfer request is used to move all resources at once, then the transfer process is simple, but it requires manual input of transfer amount and recipient information for each transaction and lacks security controls
Solution Approach 1:
The patent segments a large transfer into multiple smaller transfer parts, each with its own time period and link. This segmentation allows the system to pre-configure transfer parameters (amount, recipient, timing) in advance, eliminating the need for manual re-entry while maintaining security through controlled, time-limited transfer windows. Each segment is independently manageable yet collectively achieves the full transfer objective.
Solution Approach 2:
The system performs preliminary action by pre-configuring multiple transfer links with predetermined amounts, recipient information, and valid time periods before the actual transfers occur. This advance preparation stores transfer parameters securely in the database, allowing users to simply click pre-generated links within their validity periods without needing to re-enter any transfer details, thus resolving the contradiction between security and ease of operation.
2Reliability
If multiple separate transfer requests are created for different time periods, then transfer security and control are improved, but the system complexity and setup effort increase
Solution Approach 1:
The patent implements a universal transfer link generation mechanism that handles multiple transfer scenarios through a single integrated system. The database structure and link generation process serve multiple functions: storing transfer parameters, creating time-limited access links, tracking transfer status, and managing validity periods. This multi-functional approach achieves sophisticated transfer control without proportionally increasing system complexity, as the same core mechanism handles all transfer parts uniformly.
3Productivity
If manual entry of transfer details is required for each transaction, then flexibility is maintained, but the time and effort required for each transfer increases
Solution Approach 1:
The system implements self-service by automatically generating pre-configured transfer links with all necessary parameters (amount, recipient, time period) already embedded. Users simply need to click within the valid time window to execute the transfer, eliminating manual data entry entirely. The system automatically retrieves stored parameters, validates the transfer window, and processes the transaction without requiring user input beyond the click action, thus maximizing productivity while minimizing time loss.
Data Source
AI summary
A request to separate a transfer into a plurality of parts may be received, the request defining a total amount and a total time period. A plurality of request for transfer links may be prepared. Each of the links may be associated with a different transfer time period, each transfer time period being less than or equal to the total time period. Each of the links may be associated with a separate transfer part amount, and a summation of the separate transfer part amounts may be equal to the total amount. A plurality of request for transfer links may be provided to a transferor device, each link allowing a transfer to fulfill the separate transfer part amount to be performed without requiring input of the separate transfer part amount or recipient information.