Multi-Platform MFA With Automatic Second-Factor Delivery
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Solution Overview
Problem
Existing multi-factor authentication processes in online transactions are burdensome to users, leading to increased transaction abandonment and reduced revenues due to the time and effort required for providing multiple authentication factors.
Innovation Solution
A commerce platform automatically provides the second factor of authentication information to the authentication system, reducing the burden on users and enhancing transaction efficiency while maintaining security.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If multi-factor authentication is implemented, then security is improved, but user burden increases and transaction completion rate decreases
Solution Approach 1:
The authentication system automatically provides the second factor of authentication information without requiring user intervention. The commerce platform retrieves and supplies the second factor automatically, allowing the system to serve itself rather than burdening the user with additional authentication steps while maintaining security through multi-factor authentication
Solution Approach 2:
The second factor of authentication information is prepared and stored in advance by the commerce platform. When authentication is needed, the system can immediately retrieve and provide the pre-prepared second factor, eliminating the need for users to perform additional actions and reducing authentication time while maintaining security
2Reliability
If multi-factor authentication is implemented, then security is improved, but transaction time increases
Solution Approach 1:
The commerce platform pre-preares and stores the second factor of authentication information before transactions occur. When a transaction requires authentication, the system can immediately retrieve the pre-prepared second factor, eliminating delays associated with real-time generation or user input, thus reducing transaction time while maintaining security
Solution Approach 2:
The authentication system performs self-service by automatically retrieving and providing the second factor without requiring user interaction. This automated process eliminates the time users would spend providing additional authentication factors, significantly reducing transaction time while maintaining multi-factor authentication security
Data Source
AI summary
Disclosed herein are methods and systems for multi-platform authentication of electronic devices. One method involves a processor monitoring data related to the execution of an initial authentication request for a user via a first electronic platform. Subsequently, the processor receives, via the first platform, a request to complete a second authentication request by a second electronic platform, which corresponds to a multi-factor authentication. Upon receiving a first factor authentication purportedly authenticating the identity of the user, the processor generates second factor authentication information based on the monitored data. A message containing both first and second factor authentication details is then generated and transmitted to the second electronic platform. Upon receiving a positive authentication result from the second electronic platform, confirming the user's identity authentication.