Multichannel MFA Verification for Faster Fraud-Resistant Authentication
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Solution Overview
Problem
Current multifactor authentication systems require sequential verification of multiple factors, leading to prolonged authentication times and increased potential for fraud due to the time gap between factor verifications.
Innovation Solution
Simultaneous reception and verification of multiple authentication factors through advanced cellular networks like 6G, using a security scoring model to evaluate factors in parallel and authorize actions based on a computed security score, with the ability to adapt to exogenous contexts.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If sequential verification of multiple authentication factors is used, then system security is enhanced through multiple factors, but authentication time is prolonged and fraud risk increases
Solution Approach 1:
The authentication system segments the verification process by handling each authentication factor independently through separate communication channels. Multiple authentication factors (biometric data, one-time passwords, security questions) are transmitted and verified in parallel rather than sequentially, allowing the system to process multiple verification streams simultaneously and reduce total authentication time while maintaining security
Solution Approach 2:
The patent introduces a temporal dimension change by transitioning from sequential (one-after-another) to simultaneous (parallel) verification. By utilizing multiple communication channels (voice calls, SMS, email, push notifications) to transmit different authentication factors concurrently, the system achieves dimensional expansion in the verification process, reducing authentication time from minutes to seconds while maintaining multi-factor security
2Measurement precision
If sequential authentication factors are verified, then each factor can be thoroughly checked, but the time gap between verifications increases potential for fraud
Solution Approach 1:
The system performs preliminary actions by pre-generating and transmitting multiple authentication factors through different channels simultaneously before the authentication decision is made. One-time passwords are generated and sent via SMS/email, biometric data is captured and transmitted, and security question responses are prepared in advance, allowing all verifications to be completed nearly simultaneously and eliminating the time window for fraud
Solution Approach 2:
The patent introduces communication channels (voice calls, SMS messages, email systems, push notification services) as intermediaries to transmit authentication factors. These intermediary channels enable parallel transmission of multiple authentication factors to the user, who then responds through the same or different channels, allowing thorough verification of each factor while minimizing exposure time to fraud through simultaneous processing
3Reliability
If multiple authentication factors are transmitted through multiple channels, then authentication security is improved, but system complexity increases
Solution Approach 1:
The authentication manager serves multiple functions: it generates one-time passwords, captures biometric data, transmits security questions, receives responses through various channels, verifies authentication factors, and makes authorization decisions. By consolidating these diverse functions into a single multi-functional system, the patent manages complexity while maintaining high security through simultaneous multi-channel authentication
Data Source
AI summary
Systems, apparatuses, methods, and computer program products are disclosed for simultaneous multifactor authentication. An example method includes simultaneously receiving, by communications hardware and in response to a first authentication request, a plurality of authentication factors associated with an individual via a plurality of channels. The example method further includes performing, by an authentication engine, a verification operation that evaluates the plurality of authentication factors in parallel. The example method further includes authorizing, by the authentication engine, the one or more actions based on a successful outcome of the verification operation.