Multiple Custody Linkage Using Wearables for Secure Resource Access

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Solution Overview

Problem

Existing security protocols for accessing institutional resources, such as financial or government institutions, often require human interaction, which are susceptible to manipulation and errors, leading to potential security breaches.

Innovation Solution

A system utilizing mobile devices or wearables to establish multiple custody linkages through digital connections, involving multiple users, with validation processes to ensure compliance with security protocols before granting access to resources.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If manual security protocols are used (physical keys, paper logs), then security control is maintained, but time consumption increases and susceptibility to manipulation occurs

Engineering Contradiction:
Improvesecurity controlVSAvoidtime consumption
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent replaces manual mechanical security systems (physical keys, paper logs) with an automated digital system using mobile devices, sensors, and electronic communication. This substitution eliminates the need for manual intervention while maintaining security control, directly resolving the contradiction between security reliability and time consumption.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system enables self-service security verification where mobile devices automatically perform identification, authentication, and authorization functions without requiring manual security personnel intervention. The electronic communication between devices and central systems automates the security verification process, reducing time consumption while maintaining control.

Inventive Principle:
Principle #25Self-service

2Reliability

If human interaction is required for security protocols, then security control is maintained, but susceptibility to manipulation and errors increases

Engineering Contradiction:
Improvesecurity controlVSAvoidmanipulation and errors
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent replaces human-operated security systems with automated electronic systems that use mobile devices, sensors, and digital communication. This eliminates human error and manipulation risks while maintaining security control through automated verification and authorization processes.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system implements automated feedback mechanisms where mobile devices and central systems continuously verify authentication status, monitor access conditions, and enforce security protocols electronically. This automated feedback loop eliminates the need for human judgment, preventing manipulation and errors while maintaining reliable security control.

Inventive Principle:
Principle #23Feedback

3Productivity

If digital automation is implemented, then time efficiency improves, but system complexity increases

Engineering Contradiction:
Improvetime efficiencyVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent uses mobile devices that serve multiple functions: identification, authentication, authorization, and communication. This multi-functionality reduces the need for separate dedicated security devices, managing system complexity while maintaining time efficiency through a unified digital platform.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system introduces a central digital platform as an intermediary that coordinates communication between mobile devices, sensors, and security resources. This centralized mediation simplifies the overall system architecture by providing a single point of control, managing complexity while enabling efficient automated security verification.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS20260058999A1Systems and methods for multiple custody using mobile devices or wearables
Publication Date: 2026.02.26 WELLS FARGO BANK NA
  • US20260058999A1 patent drawing
  • US20260058999A1 patent drawing
  • US20260058999A1 patent drawing

AI summary

Systems and methods for implementing multiple custody using mobile devices or wearables are disclosed. A system can receive a request for a multiple custody linkage involving a plurality of user devices and a resource comprising at least one of a physical object or information. In response to the request, the system can determine that a threshold distance between each of the plurality of user devices and the resource is satisfied for a predetermined duration. In response to determining that the threshold distance is satisfied for the duration, the system can activate the multiple custody linkage between the plurality of user devices to allow access to the resource.