NACV Module Merging SIM and Personal Token for Secure Transactions
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Solution Overview
Problem
Conventional systems require separate SIM cards and personal token cards for network connectivity and identity verification, leading to the need for additional hardware and insecure data transmission during electronic transactions, which compromises security and efficiency.
Innovation Solution
A Network Access and Credential Verification (NACV) module that combines SIM and personal token features into a single device, enabling secure electronic transactions through a communication device like a smartphone, using protocols like SMPP and NFC for authentication and data transmission.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If separate SIM cards and personal token cards are used for network connectivity and identity verification, then network access and security functions are provided, but device complexity increases and data transmission security is compromised
Solution Approach 1:
The patent combines the SIM card and personal token card into a single integrated device. The SIM card's network access functionality and the personal token card's security verification capabilities are merged into one unified hardware unit, eliminating the need for separate cards and reducing device complexity while maintaining both network connectivity and secure transaction capabilities
Solution Approach 2:
The integrated device performs multiple functions simultaneously: it provides network access like a SIM card, enables secure identity verification like a personal token card, and facilitates electronic wallet transactions. This multi-functional design eliminates the need for separate specialized devices while enhancing overall system efficiency
2Reliability
If separate SIM cards and personal token cards are used, then network and security functions are provided, but operating costs increase
Solution Approach 1:
By merging the SIM card and personal token card into a single integrated device, the patent eliminates the need for users to purchase and manage multiple separate cards. This consolidation reduces operating costs by eliminating redundant hardware purchases, reducing maintenance requirements, and simplifying the overall system architecture
3Adaptability or versatility
If separate SIM cards and personal token cards are used, then network access and identity verification are enabled, but the number of hardware components increases
Solution Approach 1:
The patent merges two separate hardware components (SIM card and personal token card) into a single integrated device. This consolidation maintains all the functionality of both original cards while reducing the total number of hardware components, thereby simplifying the system without compromising adaptability or versatility
Data Source
AI summary
The present invention relates generally to a smart card device that is configured to facilitate wireless network access and credential verification. Specifically, the device is configured to meet the physical and electrical specification for commercially available mobile devices utilizing a standard Subscriber Identity Module (SIM) for network access. The device combines the features of the SIM with Common Access Card or Personal Identity Verification card features to allow a network subscriber to invoke secure payment transactions over a carrier's network. The system includes data storage for maintaining a plurality of network and transaction instrument profiles and a profile gateway for receiving transaction information from a payment gateway, sending an authorization request to a user's mobile device, receiving a transaction authorization from the mobile device, and sending transaction information to a payment gateway to finalize the payment transaction.