News Provisioning System Filtering by Physiological State

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Solution Overview

Problem

Investors often face challenges in monitoring financial news in real-time due to time constraints and varying states of readiness, such as being stressed or engaged in activities that prevent them from reacting promptly to news affecting their financial holdings.

Innovation Solution

A news provisioning system that utilizes network-enabled devices to filter and deliver news items based on user interests and physiological and environmental factors, selecting the appropriate medium and timing for alerting users, ensuring they receive relevant news when they are prepared to act on it.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If investors continuously monitor news sources (TV, Internet, proprietary services), then they can stay informed about financial holdings, but they experience increased stress and cannot react promptly when in unwanted states

Engineering Contradiction:
Improvenews delivery reliabilityVSAvoiduser stress
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent introduces a news provisioning system as an intermediary between news sources and investors. This system monitors investor state through sensors and filters/delivers news accordingly, preventing direct exposure to harmful stress while maintaining reliable news delivery. The intermediary selectively gatekeeps information flow based on real-time investor condition assessment.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system continuously monitors investor state through physiological and environmental sensors, creating a feedback loop that adjusts news delivery in real-time. When sensors detect unwanted states (stress, sleep, distraction), the system automatically modifies or pauses news delivery, then resumes when conditions improve, ensuring reliable delivery without harmful exposure.

Inventive Principle:
Principle #23Feedback

2Speed

If investors monitor news in real-time, then they can react promptly to financial news, but they face time constraints and cannot always be in a ready state

Engineering Contradiction:
Improvenews reaction speedVSAvoidtime spent monitoring
Core Design Contradiction:
SpeedVSLoss of time

Solution Approach 1:

The system performs preliminary actions by continuously monitoring investor state and pre-assessing readiness conditions before news events occur. Sensors track physiological and environmental indicators in advance, so when breaking news occurs, the system can immediately determine if the investor is ready to receive it, enabling rapid reaction without continuous active monitoring.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system enables self-service by automatically managing news delivery based on sensor data without requiring investor intervention. The investor simply wears sensors and the system autonomously determines optimal delivery timing, eliminating the need for continuous manual monitoring while maintaining rapid reaction capability.

Inventive Principle:
Principle #25Self-service

3Object-affected harmful factors

If a news provisioning system filters and delivers news based on user state, then user stress is minimized, but the system complexity increases

Engineering Contradiction:
Improveuser stressVSAvoidsystem complexity
Core Design Contradiction:
Object-affected harmful factorsVSDevice complexity

Solution Approach 1:

The patent segments the news provisioning function into distinct modular components: state monitoring subsystem (sensors), news filtering subsystem (criteria-based selection), and delivery subsystem (channel selection). This segmentation allows each component to be independently optimized and managed, reducing overall system complexity while maintaining comprehensive stress protection.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system employs multi-functional sensors that simultaneously track multiple physiological and environmental parameters (heart rate, temperature, motion, light levels) to assess investor state. This universality allows a single sensor suite to perform comprehensive readiness assessment without requiring separate specialized devices for each parameter, thereby managing complexity.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS10595159B1Provisioning news items
Publication Date: 2020.03.17 WELLS FARGO BANK NA
  • US10595159B1 patent drawing
  • US10595159B1 patent drawing
  • US10595159B1 patent drawing

AI summary

Various examples are directed to systems and methods for provisioning news items. A news provisioning application may apply user interest data to select a first news item from news data and determine that the first news item is negative for the first user based at least in part on the financial data. The news provisioning application may receive, from a first network-enabled device, physiological data describing a physiological condition of the first user at a first time and determine to provide the first news item to the first user based at least in part on the physiological data. The news provisioning application may send to a second network-enabled device, alert data instructing the second network-enabled device to modify the operation of the second network-enabled device to generate an alert indicating the first news item.