NFC Device Authentication via Authorization Hub Verification

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Solution Overview

Problem

Conventional device verification techniques face challenges in securely validating user interactions, particularly due to the vulnerabilities of traditional methods like SMS and email, which do not provide adequate security against identity theft and resource misappropriation.

Innovation Solution

A system utilizing near-field communication (NFC) signals and an authorization hub for secure device authentication, where user data is encrypted and validated, allowing verified devices to bypass future verification processes.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If conventional verification methods (SMS/email) are used, then ease of operation is maintained, but security reliability deteriorates

Engineering Contradiction:
ImprovesecurityVSAvoidoperation complexity
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The patent introduces an authorization hub as an intermediary component that mediates between the user device and the resource container. This hub receives verification requests, performs authentication using stored credentials, and returns authorization decisions. The intermediary handles the complex security verification processes centrally, allowing user devices to maintain simple operation interfaces while achieving enhanced security through the hub's sophisticated authentication mechanisms.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Measurement precision

If manual verification input is required, then security accuracy is improved, but productivity deteriorates

Engineering Contradiction:
Improveverification accuracyVSAvoidverification speed
Core Design Contradiction:
Measurement precisionVSProductivity

Solution Approach 1:

The system performs preliminary actions by pre-storing user credentials and device identifiers in the authorization hub before verification is needed. When a verification request occurs, the hub quickly retrieves pre-stored credentials and compares them against the provided verification data, eliminating the need for complex real-time computations or manual verification steps. This preliminary preparation enables both high accuracy through comprehensive credential checking and high speed through efficient data retrieval.

Inventive Principle:
Principle #10Preliminary action

3Reliability

If device verification is performed for each interaction, then security is improved, but device complexity deteriorates

Engineering Contradiction:
ImprovesecurityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The authorization hub creates and stores digital copies of user credentials, device identifiers, and authorization decisions. Instead of requiring the user device to perform complex verification algorithms, the system uses simplified copy-comparison operations where the hub retrieves stored credential copies and compares them against verification data. This copying approach maintains high security through comprehensive credential validation while keeping the user device architecture simple and manageable.

Inventive Principle:
Principle #26Copying

4Ease of manufacture

If traditional authentication methods are used, then ease of manufacture is maintained, but loss of information increases due to security vulnerabilities

Engineering Contradiction:
Improveimplementation simplicityVSAvoiddata security
Core Design Contradiction:
Ease of manufactureVSLoss of information

Solution Approach 1:

The patent segments the authentication system into distinct functional components: a user device for initiating verification, an authorization hub for performing authentication and storing credentials, and a resource container for protected resources. Each segment has a specialized function, with the hub handling all sensitive credential storage and verification logic. This segmentation allows the user device and resource container to remain simple and easy to manufacture, while the centralized hub provides robust security and prevents information loss through its secure credential management capabilities.

Inventive Principle:
Principle #1Segmentation

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Enhances security by reducing computing resources, improving accuracy, eliminating manual input, and optimizing resource usage, while ensuring efficient and secure user interaction validation.

Implementation Method 1

user data is received via a near field communication (NFC) device embedded in the resource container, and wherein the NFC device emits NFC signals

Methodology Applied
Scientific EffectNear-field communication (NFC): Electromagnetic Induction

Data Source

PatentUS20260044590A1Systems and methods for device authentication verification via electronic communication
Publication Date: 2026.02.12 BANK OF AMERICA CORP
  • US20260044590A1 patent drawing
  • US20260044590A1 patent drawing
  • US20260044590A1 patent drawing

AI summary

Systems, computer program products, and methods are described herein for device authentication verification via electronic communication. The present disclosure is configured to receive an interaction from a resource container, wherein the interaction is associated with an application. Further, the present disclosure is configured to transmit a token from an authorization hub to a user device. Further still, the present disclosure is configured to receive user data from the resource container associated with a user, wherein the user data is received via a near field communication (NFC) device embedded in the resource container, and wherein the NFC device emits NFC signals. Further still, the present disclosure is configured to encrypt the user data using the token. Further still, the present disclosure is configured to validate the user data using the authorization hub. Further still, the present disclosure is configured to store the user device as a verified user device.