NFC Custom Communication Generator for Personalized Customer Interactions

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Current Near Field Communication (NFC) technologies primarily focus on contactless financial transactions and lack functionality for personalized customer interactions and loyalty programs in retail and hospitality settings, such as providing account information and personalized offers upon customer verification.

Innovation Solution

A custom communication generator system that uses NFC-enabled devices to validate customer credentials, generate and display personalized client information, and offer customizable interactions through kiosks or mobile devices, enabling customers to view account balances, rewards, and sign up for promotions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If NFC technology is used for contactless financial transactions, then transaction speed and convenience are improved, but functionality for personalized customer interactions and loyalty programs is insufficient

Engineering Contradiction:
Improvetransaction speedVSAvoidfunctionality for personalized customer interactions
Core Design Contradiction:
ProductivityVSAdaptability or versatility

Solution Approach 1:

The NFC system is extended beyond simple financial transactions to include customer verification, personalized offer delivery, and loyalty program engagement. The same NFC hardware infrastructure is used to perform multiple functions: contactless payment, customer identification, and targeted marketing communication, thereby improving versatility without sacrificing transaction speed

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Device complexity

If NFC tags are made simple and passive without batteries, then device complexity and power requirements are reduced, but ability to provide active personalized communication is limited

Engineering Contradiction:
ImproveNFC tag structureVSAvoidpersonalized customer interaction capability
Core Design Contradiction:
Device complexityVSAdaptability or versatility

Solution Approach 1:

A middle layer of communication infrastructure is introduced between the passive NFC tag and the customer interaction system. The system uses the NFC tag for initial customer identification, then employs a backend communication system to deliver personalized offers and information, allowing passive tags to enable active personalized communication through the intermediary system

Inventive Principle:
Principle #24Intermediary (Mediator)

3Device complexity

If current NFC systems focus only on financial transactions, then system complexity is minimized, but customer experience and engagement in retail and hospitality settings are insufficient

Engineering Contradiction:
Improvesystem complexityVSAvoidcustomer experience
Core Design Contradiction:
Device complexityVSEase of operation

Solution Approach 1:

The system performs customer verification and credential validation in advance before the actual transaction or interaction. By pre-authenticating customers through NFC and retrieving their profiles beforehand, the system enables seamless personalized experiences during the actual customer interaction, improving ease of operation without significantly increasing perceived system complexity

Inventive Principle:
Principle #10Preliminary action

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Enhances customer experience by providing personalized offers and loyalty program engagement through NFC-enabled devices, allowing customers to interact with venue-specific information and promotions seamlessly, improving customer loyalty and engagement.

Implementation Method 1

NFC uses electromagnetic induction between two loop antennas located within each other's near field, effectively forming an air-core transformer

Methodology Applied
Scientific EffectElectromagnetic induction: Electromagnetic Induction

Data Source

PatentUS10726425B2Custom communication generator
Publication Date: 2020.07.28 BREAD FINANCIAL PAYMENTS INC
  • US10726425B2 patent drawing
  • US10726425B2 patent drawing
  • US10726425B2 patent drawing

AI summary

A system for generating a customized communication with a customer is described, and includes: a near field communication (NFC) reader for receiving, from the customer, a request for an interaction; an input device for receiving an input from the customer, wherein the input includes a customer credential; a processor for: receiving a request, from a near field communication (NFC) enabled device, for an interaction with a customer; requesting a valid customer credential from the customer; receiving an input from the customer in response to a request for the valid customer credential to achieve a received customer credential; determining a validity of the received customer credential; and generating, after the determining the validity of the received customer credential, client information customized for the customer based upon a customer account linked to a determined valid customer credential to achieve a generated customized client information.