NFC Mobile Terminal Fingerprint Authentication for Card Emulation Security

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Solution Overview

Problem

The existing NFC mobile terminals face a significant safety hazard due to the potential for unauthorized use in card consumption, as they lack effective user authentication mechanisms, allowing anyone to use a lost or stolen device for transactions.

Innovation Solution

Implementing a fingerprint authentication system that prestores authorized user information, compares inputted fingerprint data with stored data, and only allows card emulation application processing if the fingerprint information matches or exceeds a preset similarity threshold, thereby controlling access to card consumption functions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If NFC mobile terminal allows card emulation application without authentication, then ease of operation is improved, but security and reliability deteriorate

Engineering Contradiction:
Improveease of operationVSAvoidsecurity
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The system performs preliminary fingerprint authentication before allowing card emulation operations. The fingerprint information is collected and verified in advance, ensuring that only authorized users can access the card consumption function, thus preventing unauthorized use while maintaining ease of operation for legitimate users.

Inventive Principle:
Principle #10Preliminary action

2Reliability

If NFC mobile terminal implements fingerprint authentication, then security is improved, but device complexity increases

Engineering Contradiction:
ImprovesecurityVSAvoiddevice complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The NFC mobile terminal integrates multiple functions including fingerprint sensing, feature extraction, information comparison, and card emulation authentication within a single device. This multi-functional integration allows the system to enhance security through fingerprint authentication without significantly increasing overall device complexity, as these functions are combined in the existing mobile terminal architecture.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Enhances the security of NFC mobile terminals by ensuring only authorized users can perform card transactions, preventing unauthorized use and reducing the risk of loss or theft-related financial losses.

Implementation Method 1

The NFC technology is also to carry out identification and data exchange with compatible devices within short distance by way of electro-magnetic induction coupling of the radio frequency portion in the frequency spectrum

Methodology Applied
Scientific EffectElectro-magnetic induction coupling: Electromagnetic Induction

Implementation Method 2

acquiring inputted fingerprint information and comparing the inputted fingerprint information with the prestored fingerprint information about the authorized user of the NFC mobile terminal

Methodology Applied
Scientific EffectFingerprint recognition:

Data Source

PatentEP2515472B1Implementing method of card simulation application of near-field communication (NFC) mobile terminal and NFC mobile terminal thereof
Publication Date: 2018.03.21 ZTE CORP
  • EP2515472B1 patent drawingFigure 1~2
  • EP2515472B1 patent drawingFigure 3

AI summary

Disclosed are a method for implementing the card simulation application of a near field communication (NFC) mobile terminal and an NFC mobile terminal. The method includes: prestoring fingerprint information about an authorized user of the NFC mobile terminal; acquiring inputted fingerprint information and comparing the inputted fingerprint information with the prestored fingerprint information about the authorized user of the NFC mobile terminal; if the inputted fingerprint information matches the fingerprint information about the authorized user, then allowing to execute a processing operation of the card emulation application of the NFC mobile terminal; and if the inputted fingerprint information fails to match the fingerprint information about the authorized user, then rejecting to execute a processing operation of the card emulation application of the NFC mobile terminal.