NFC Payment Triggering via Electromagnetic Signal
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Solution Overview
Problem
Existing mobile payment methods require users to exit their current application, navigate to a payment app, and enable code scanning or display a payment code, making the payment process complex and cumbersome.
Innovation Solution
A near field communication (NFC)-based payment method that allows a mobile terminal to send an electromagnetic signal to trigger an NFC tag, obtain tag information including payment link information, and display a payment page for users to input payment information, thereby simplifying the payment process.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If traditional mobile payment method is used, then payment function can be achieved, but user operations become complex requiring multiple steps
Solution Approach 1:
The patent applies preliminary action by pre-configuring payment information and codes in the mobile terminal before the payment scene occurs. The system pre-establishes payment codes, account information, and communication protocols, so that when payment is needed, the user only needs to trigger the payment function without navigating through multiple applications or performing complex manual operations. This pre-preparation significantly reduces the time and steps required during actual payment transactions.
2Ease of operation
If user exits current application to perform payment, then payment can be completed, but operation complexity increases
Solution Approach 1:
The patent merges the payment function with the current application by integrating payment capabilities directly into the running application environment. Instead of requiring users to exit the current application and open a separate payment application, the system combines payment functionality within the same application context. This is achieved through embedded payment codes, integrated communication modules, and seamless transaction flows that allow payment operations to be performed without leaving the current application, thereby reducing operational complexity.
3Ease of operation
If payment code scanning function is enabled in payment application, then payment can be processed, but multiple application navigation is required
Solution Approach 1:
The patent applies preliminary action by pre-generating and displaying payment codes directly in the current application before the payment transaction occurs. The system pre-prepares payment information, generates unique payment codes, and makes them available for immediate use without requiring users to navigate to separate payment applications. This eliminates the time-consuming process of application switching and code scanning, allowing users to complete payments quickly within the same application context.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
This solution simplifies user operations by allowing payments to be made directly from the mobile terminal without the need to navigate through multiple applications, improving the overall user experience.
Implementation Method 1
sending, by a mobile terminal with a near field communication function, an electromagnetic signal used to trigger an NFC tag
Data Source
AI summary
Embodiments of this specification disclose payment methods, apparatuses, and devices based on near field communication, and media. The solution includes: sending, by a mobile terminal with a near field communication function, an electromagnetic signal used to trigger an NFC tag; obtaining tag information in the NFC tag in response to the electromagnetic signal, where the tag information includes payment link information; displaying, based on the payment link information, a payment page including user information of a first transaction party; obtaining payment information provided by a second transaction party based on the payment page; and sending a payment processing request including the payment information to a server, where the server is configured to complete payment based on the payment processing request.