NFC Secondary Authentication via Dynamic Resource Distribution
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Solution Overview
Problem
There is a need for enhanced security measures in resource transmission to accurately authenticate users, particularly with the increasing efficiency of resource transmission modalities, where existing technologies lack effective secondary authentication methods to protect sensitive resources.
Innovation Solution
A system and method for secondary authentication using contactless distribution of dynamic resources, involving a near field communication (NFC) chip interaction between a user's NFC chip and a transaction authentication device, which includes prompting for transaction information, determining the need for secondary authentication, and processing the transaction upon successful NFC interaction.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If secondary authentication via NFC interaction is implemented, then security of resource transmission is improved, but device complexity increases
Solution Approach 1:
The patent introduces an intermediary authentication system that mediates between the user and the resource transmission. The system includes an authentication server, client device, and resource server that work together to verify user credentials and manage authentication tokens, thereby enhancing security without requiring direct complex interactions between all components.
Solution Approach 2:
The authentication system is segmented into multiple independent components: credential verification module, token generation module, resource access control module, and NFC interaction handling module. This segmentation allows each component to perform its specific function independently, reducing overall system complexity while maintaining comprehensive security.
2Reliability
If dynamic resource values are used with NFC chip interactions, then integrity of sensitive resources is improved, but ease of operation deteriorates
Solution Approach 1:
The system implements self-service authentication where the client device automatically generates and manages authentication tokens without requiring manual user input. The NFC chip automatically transmits credentials when brought near the authentication device, and the system automatically verifies and processes the authentication, minimizing user effort while maintaining security.
Solution Approach 2:
User credentials are pre-configured in the NFC chip during device setup. The authentication system pre-generates security policies and resource access rules before transactions occur. This preliminary configuration eliminates the need for complex real-time user input during actual transactions, simplifying operation while ensuring integrity.
3Productivity
If contactless distribution of dynamic resources is implemented, then productivity of resource transmission is improved, but measurement precision of authentication deteriorates
Solution Approach 1:
The authentication system implements multi-layered feedback mechanisms: the NFC chip provides immediate presence confirmation, the authentication server verifies credentials against stored data, authentication tokens provide ongoing verification feedback, and resource servers confirm successful access. This layered feedback ensures high measurement precision despite contactless operation.
Solution Approach 2:
The system replaces physical document verification and manual authentication processes with electronic NFC communication and automated digital verification. This substitution maintains or improves measurement precision through programmable verification logic while dramatically improving transmission productivity through contactless operation.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
This solution provides secure and efficient secondary authentication, ensuring the integrity of sensitive resources during transactions by leveraging NFC interactions for user verification, enhancing security and transaction processing efficiency.
Implementation Method 1
a near field communication (NFC) chip interaction between a user's NFC chip and a transaction authentication device
Data Source
AI summary
Embodiments of the present invention provide a system for secondary authentication via contactless distribution of dynamic resources. When an event request associated with a user is received, a prompt for event information is transmitted to a computing device. Based on the event information that is received, a determination is made that the event request requires a secondary authentication in the form of a near field communication (“NFC”) interaction between an NFC chip associated with the user and a secondary authentication device. The NFC chip associated with the user may additionally be associated with a dynamic resource value element. Once the NFC interaction is detected, a dynamic resource value is extracted and compared to an expected dynamic resource value. If the values match, then the user is authenticated for the requested event at the secondary authentication level.