NFC Smart Poster Single-Tap Ordering and Payment System

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Solution Overview

Problem

Current methods for ordering and payment of goods and services using NFC-enabled devices are cumbersome and time-consuming, requiring multiple steps and lacking the ability to save consumer preferences or specify delivery instructions, unlike traditional payment instruments.

Innovation Solution

A system that enables NFC-enabled devices to facilitate single-tap ordering and payment through a smart poster, which directs the device to access a merchant's ordering and payment system, allowing for the saving of consumer preferences and specifying delivery instructions via a wallet application on the device.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If traditional payment instruments (cash, check, payment cards) are used for ordering and payment, then the process is well-established and reliable, but the process is multi-step, cumbersome, and time-consuming

Engineering Contradiction:
Improveordering and payment processVSAvoidtransaction time
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The patent combines multiple functions (ordering, payment, preference saving, delivery instruction specification) into a single NFC tap operation. The NFC-enabled device integrates these previously separate steps into one unified action, allowing consumers to complete the entire transaction process by simply tapping their device against the smart poster or terminal.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The system pre-stores consumer preferences, payment information, and delivery instructions in the wallet application or on the merchant server. When the consumer taps their NFC device, these pre-configured data are automatically retrieved and applied, eliminating the need for manual entry during the transaction and significantly reducing transaction time.

Inventive Principle:
Principle #10Preliminary action

2Adaptability or versatility

If NFC-enabled devices are used to replace traditional payment instruments, then additional capabilities (information retrieval, preference saving, automated ordering) are enabled, but the system complexity increases

Engineering Contradiction:
Improvedevice functionalityVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent introduces a smart poster as an intermediary between the consumer's NFC device and the merchant's backend system. The smart poster contains NFC tags that store or link to ordering and payment information, serving as a simple interface that bridges the consumer device and complex backend systems without requiring the consumer to directly interact with complicated systems.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system enables self-service functionality where the NFC-enabled device automatically retrieves and processes ordering, payment, and preference information without requiring manual intervention. The wallet application on the device autonomously handles the transaction process, saving consumer preferences and specifying delivery instructions based on pre-configured data.

Inventive Principle:
Principle #25Self-service

3Loss of information

If traditional payment instruments are used, then the system is simple and well-understood, but the ability to save consumer preferences and specify delivery instructions is lost

Engineering Contradiction:
Improveconsumer preferences and delivery instructionsVSAvoidsystem complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The NFC-enabled device and smart poster system serve multiple functions simultaneously: they act as payment instruments, order placement interfaces, preference storage mechanisms, and delivery instruction specification tools. This multi-functionality consolidates what would otherwise require separate systems into a single integrated solution.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system creates digital copies of consumer preferences, payment information, and delivery instructions that are stored in the wallet application or on the merchant server. These digital copies can be automatically retrieved and applied to future transactions, eliminating the need for consumers to repeatedly provide the same information and enabling preference saving across multiple visits.

Inventive Principle:
Principle #26Copying

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

This solution streamlines the ordering and payment process by allowing consumers to place orders and pay for goods and services in a single tap, bypassing the need for a cashier and enabling the saving of preferences for future reuse, thus reducing transaction time and improving convenience.

Implementation Method 1

facilitating in-store or near-store ordering and payment of goods and services through a single-tap of a near field communication (NFC) device

Methodology Applied
Scientific EffectNear field communication: Electromagnetic Induction

Data Source

PatentUS10423951B2Methods, systems, and computer readable media for facilitating in-store or near-store ordering and payment of goods and services through a single-tap of a near field communication (NFC) device
Publication Date: 2019.09.24 MASTERCARD INT INC
  • US10423951B2 patent drawing
  • US10423951B2 patent drawing
  • US10423951B2 patent drawing

AI summary

Methods, systems, and computer readable media for facilitating in-store or near-store ordering and payment of goods and/or services through a single tap of a near field communication (NFC) device are disclosed. In one embodiment, a system can include a smart poster locatable in an area that is accessible to a potential consumer of goods or services. The system can further include a mechanism in or on the smart poster for directing the NFC enabled device to access a portion of a merchant ordering and payment system specific to the good or service advertised by the smart poster. The system can further include a wallet application residing on the NFC enabled device that upon interfacing with the smart poster downloads, submits, and pays for an order of the good or service advertised by the smart poster via the single NFC tap.