NFC Tag Payment System Simplifying Transaction Steps
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Solution Overview
Problem
Current two-dimensional code payment methods are complex and inefficient, requiring multiple steps and lengthy processing times, which hinders payment efficiency.
Innovation Solution
A data processing method and system utilizing NFC tags to simplify the payment process by reading NFC tags, generating payment requests, parsing tag content, and performing transactions, reducing the number of steps and time required for payment.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Productivity
If two-dimensional code payment method is used, then payment can be performed, but the payment steps are complex and payment time is long
Solution Approach 1:
The patent applies preliminary action by pre-writing account information and payment data into the NFC tag during tag fabrication. When payment is needed, the user simply touches the tag to their device, and the pre-stored information is automatically read and processed, eliminating the need for manual code scanning and data entry steps.
Solution Approach 2:
The patent uses copying by storing a copy of the account information and payment data in the NFC tag. Instead of requiring real-time access to the original data sources or manual input, the system creates a portable copy of the necessary payment information in the tag, which can be quickly read and processed.
2Productivity
If NFC tag is used for payment, then payment steps are reduced and efficiency is improved, but additional active reading devices would be required
Solution Approach 1:
The patent applies self-service by making the NFC tag passive yet functional. The tag contains all necessary payment information and can be read by any NFC-enabled device without requiring active reading devices or additional infrastructure. The tag serves itself by providing payment data on demand when approached by a compatible device.
Solution Approach 2:
The patent achieves universality by designing the NFC tag to work with any NFC-enabled payment device. The standardized NFC interface allows the same passive tag to be read by multiple different devices without requiring device-specific active reading equipment, making the system universally compatible.
Data Source
AI summary
The invention relates to a data processing method based on NFC tag. The method comprises: reading the NFC tag, the NFC tag comprising tag content and tag ID; generating an NFC tag payment request based on the tag content and tag ID; parsing the NFC tag payment request and obtaining an parsing reply to the NFC tag payment request; generating an order generation request based on the parsing reply, wherein the order generation request is for causing an order to be generated based on first account information, current transaction information and second account information; generating the order based on the order generation request; and payment step for performing payment based on the order. According to embodiments of the invention, the payment process can be simplified, also, there is no need to set the NFC-specific reading device in the embodiments of the invention, and the cost of merchants can be reduced.