Single NFC Tap Multi-Transaction Linking Application

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Solution Overview

Problem

Conventional NFC systems require multiple taps for performing multiple transactions, such as ordering, redeeming coupons, and paying, which is cumbersome and time-consuming.

Innovation Solution

A system and method that enables multiple transactions through a single NFC tap by using a wireless device with a Secure Element (SE) memory storing Proximity Payment System Environment (PPSE) and Linked Payment System Environment (LPSE) applications, where linked Application Identifiers (AIDs) are processed via a single NFC tap, allowing simultaneous communication of order, coupon, and payment information.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If multiple separate NFC taps are used to perform multiple transactions (ordering, coupon redemption, payment), then each transaction can be processed securely and accurately, but the transaction process becomes cumbersome and time-consuming

Engineering Contradiction:
Improvetransaction speedVSAvoidoperation complexity
Core Design Contradiction:
ProductivityVSEase of operation

Solution Approach 1:

The patent combines multiple separate NFC tap operations into a single tap by merging multiple application identifiers (AIDs) into one communication sequence. The system transmits a first AID for non-payment transactions and a second AID for payment transactions during a single NFC tap event, eliminating the need for multiple sequential taps and thereby improving transaction speed while maintaining security.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The patent implements preliminary action by pre-configuring the wireless device to store and manage multiple AIDs in a specific sequence before the NFC transaction occurs. The system prepares the transaction hierarchy (non-payment AIDs followed by payment AID) in advance, so that during the single NFC tap, the reader can automatically process them in the correct order without requiring additional user actions or multiple taps.

Inventive Principle:
Principle #10Preliminary action

2Productivity

If a single NFC tap transmits multiple application identifiers, then transaction efficiency improves, but the risk of processing errors or security issues increases

Engineering Contradiction:
Improvetransaction efficiencyVSAvoidtransaction accuracy
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The patent segments the multiple AIDs into distinct categories: non-payment AIDs (first AID) and payment AIDs (second AID). This segmentation allows the system to process different types of transactions separately within the same NFC tap event, maintaining clear boundaries between payment and non-payment operations. The reader processes each AID type according to its specific protocol, thereby maintaining transaction accuracy while improving efficiency.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent changes the parameter of AID transmission by encoding multiple AIDs in a specific hierarchical sequence (non-payment AID followed by payment AID) within a single NFC communication frame. This parameter change in transmission structure allows the reader to automatically distinguish and process different transaction types in the correct order, maintaining reliability while enabling single-tap multi-transaction capability.

Inventive Principle:
Principle #35Parameter changes

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Facilitates quick and easy completion of multiple transactions by reducing the number of NFC taps required, enhancing the efficiency and speed of retail transactions.

Implementation Method 1

a wireless smart device may communicate with a wireless device reader using near field communication (NFC). In near field communication, a wireless smart device may communicate with a wireless device reader via inductive coupling of the reader antenna to the device antenna.

Methodology Applied
Scientific EffectInductive coupling: Electromagnetic Induction

Data Source

PatentEP2556596B1Systems, methods, and computer readable media for performing multiple transactions through a single near field communication (NFC) tap
Publication Date: 2018.05.23 MASTERCARD INT INC
  • EP2556596B1 patent drawingFigure 1
  • EP2556596B1 patent drawingFigure 2
  • EP2556596B1 patent drawingFigure 3

AI summary

The subject matter described herein includes a method of performing multiple transactions through a single near field communication (NFC) tap. The method includes storing, at a linking application in a wireless device, a plurality of application identifiers (AIDs) that identify a plurality of applications to be processed in a single NFC tap. The method can further include detecting, by a wireless device reader, a linking application AID in the wireless device that identifies the linking application upon interfacing the wireless device with the wireless device reader through the single NFC tap. The method can include accessing, by the wireless device reader, the plurality of AIDs using the linking application. The method can further include processing the plurality of applications associated with the plurality of AIDs through the single NFC tap.