NLP-Based User Status Evaluation from Social Interaction Data

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Solution Overview

Problem

Conventional systems and methods fail to effectively analyze electronic data from user interactions on social interaction platforms to determine user characteristics for granting predefined statuses, relying on limited factors like income, employment, and credit score.

Innovation Solution

Implementing Natural Language Processing (NLP) techniques to analyze user interactions, followed by machine learning processes to evaluate language patterns for determining user eligibility for predefined statuses, such as credit cards or membership tiers, using training data from users who have already been granted or denied these statuses.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If conventional systems use limited factors (income, employment, credit score) to determine user status, then the evaluation process is simple and fast, but the accuracy and versatility of status determination is insufficient

Engineering Contradiction:
Improveaccuracy of status determinationVSAvoidcomplexity of evaluation system
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The patent introduces NLP technology as an intermediary between raw electronic data and traditional evaluation factors. The NLP system processes unstructured data (memos, transaction notes) to extract meaningful information that complements traditional factors like income and credit score, thereby improving measurement precision without directly replacing the entire evaluation framework

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent adds a new dimension to the evaluation by incorporating linguistic analysis of electronic data. Instead of relying solely on traditional demographic and financial factors, the system now analyzes language patterns, communication styles, and contextual information from electronic interactions, expanding the evaluation space to capture more nuanced user characteristics

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

2Adaptability or versatility

If conventional systems rely on traditional metrics (income, employment), then the system complexity is low, but the versatility and depth of user characteristic analysis is limited

Engineering Contradiction:
Improveversatility of user analysisVSAvoidcomplexity of data processing system
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The NLP-based evaluation system serves multiple functions simultaneously: it analyzes transaction memos, evaluates communication patterns, determines creditworthiness, and assesses user behavior trends. This multi-functional approach increases versatility by handling diverse data types and evaluation objectives through a single integrated framework

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system changes the parameters of analysis from static demographic data to dynamic linguistic patterns. By transforming electronic data into extractable features like language usage patterns, communication frequency, and contextual themes, the system achieves greater versatility in analyzing different aspects of user behavior without requiring separate specialized systems

Inventive Principle:
Principle #35Parameter changes

3Loss of information

If the system analyzes vast amounts of electronic transaction data, then the comprehensiveness of user profile is improved, but the processing time and computational resources increase

Engineering Contradiction:
Improvecompleteness of user informationVSAvoidprocessing time for status determination
Core Design Contradiction:
Loss of informationVSLoss of time

Solution Approach 1:

The NLP system extracts only the relevant information from vast amounts of electronic data. By identifying and isolating key linguistic patterns, communication themes, and meaningful interactions, the system reduces the data volume to be processed while maintaining information completeness, thereby reducing processing time without losing essential user profile details

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The system performs preliminary processing of electronic data by pre-analyzing transaction memos and identifying key patterns before the final status determination. This preliminary action organizes and pre-processes the data structure, making the subsequent evaluation faster and more efficient while maintaining comprehensive user information

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS12561684B2Evaluating user status via natural language processing and machine learning
Publication Date: 2026.02.24 PAYPAL INC
  • US12561684B2 patent drawing
  • US12561684B2 patent drawing
  • US12561684B2 patent drawing

AI summary

A request is received from a first user of a social interaction platform. The request is a request to acquire a status. In response to the receiving of the request, a database is accessed. The database contains first electronic data pertaining to previous interactions between the first user and other entities of the social interaction platform. The first electronic data is analyzed via one or more Natural Language Processing (NLP) techniques. A first result is obtained based on the analyzing. A machine learning process is executed based at least in part on the first result. Based on the executing of the machine learning process, a determination is made whether to grant or deny the request received from the first user.