Orientationless Transaction Card with Dual Contact Pads

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Solution Overview

Problem

Current EMV transaction cards require a specific orientation for insertion into terminals, leading to errors if inserted incorrectly.

Innovation Solution

A transaction card design featuring a substrate with laminated layers, an embedded chip with processing circuitry and memory, and dual contact pads and an antenna that allows communication regardless of the card's orientation.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If a single contact pad is used with the chip, then the device complexity is reduced, but the card must be inserted in a specific orientation which reduces ease of operation

Engineering Contradiction:
Improveease of operationVSAvoiddevice complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The contact interface is segmented into multiple contact pads (first contact pad and second contact pad) positioned at different locations on the card. This segmentation allows the card to be inserted in different orientations while maintaining proper electrical contact, thereby improving ease of operation without significantly increasing device complexity

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The contact pads are arranged in asymmetric positions relative to the chip location. The first contact pad is positioned at a first location and the second contact pad at a second location, creating an asymmetric contact configuration that enables orientation-independent insertion while maintaining functional integrity

Inventive Principle:
Principle #4Asymmetry

2Adaptability or versatility

If the chip is positioned at a specific location, then the manufacturing precision is improved, but the card requires specific insertion orientation which reduces adaptability

Engineering Contradiction:
ImproveadaptabilityVSAvoidmanufacturing precision
Core Design Contradiction:
Adaptability or versatilityVSManufacturing precision

Solution Approach 1:

The chip and contact pad configuration is designed to serve multiple insertion orientations universally. The same chip position and contact pad arrangement support both correct and reversed insertion orientations, making the card adaptable to different insertion directions while maintaining manufacturing precision through standardized chip placement

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Adaptability or versatility

If dual contact pads are added to enable any orientation, then the adaptability is improved, but the device complexity increases

Engineering Contradiction:
ImproveadaptabilityVSAvoiddevice complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The first contact pad and second contact pad are merged into a unified contact interface system that works together with the chip. Both contact pads are integrated with the same chip through the substrate, combining multiple contact functions into a single coordinated system that improves adaptability while minimizing the increase in device complexity

Inventive Principle:
Principle #5Merging (Combining)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Enables successful transactions regardless of the card's orientation, eliminating errors due to incorrect insertion.

Implementation Method 1

an antenna embedded within the substrate, the antenna to couple the chip with the second contact pad

Methodology Applied
Scientific EffectElectromagnetic coupling: Electromagnetic Induction

Data Source

PatentUS12314792B2Orientationless chip layout for a transaction card
Publication Date: 2025.05.27 CAPITAL ONE SERVICES LLC
  • US12314792B2 patent drawing
  • US12314792B2 patent drawing
  • US12314792B2 patent drawing

AI summary

Various embodiments are generally directed to techniques to provide an orientationless transaction card. Embodiments include a transaction card having a substrate comprising one or more laminated layers and a chip comprising processing circuitry, and memory, the chip embedded within the substrate. The transaction card may also include a first contact pad coupled with the chip, the first contact pad embedded on a first side of the substrate at a first location and a second contact pad embedded on the first side of the substrate at a second location. Further, the transaction card includes an antenna embedded within the substrate, the antenna to couple the chip with the second contact pad.