Passive-Dimension Access Verification for Adaptive Authentication

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Solution Overview

Problem

Existing multi-factor authentication systems burden users with frequent authentication requirements, leading to frustration and potential circumvention, thereby reducing security against unauthorized access.

Innovation Solution

A passive-dimension decision model evaluates user and device characteristics to determine an authentication challenge level, allowing seamless access for authorized users while flagging suspicious activities for supplemental authentication.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If multi-factor authentication is required for each access, then security against unauthorized access is improved, but user burden and frustration increase

Engineering Contradiction:
ImprovesecurityVSAvoiduser burden
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system dynamically adjusts authentication requirements based on risk assessment. Instead of requiring multi-factor authentication for every access attempt, the system evaluates each request in real-time and only challenges high-risk attempts, making the authentication process adaptive rather than static

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system performs passive authentication verification by automatically analyzing device characteristics, identity information, and access patterns without requiring active user participation. The authentication process serves itself by gathering necessary data from available sources and making access decisions autonomously

Inventive Principle:
Principle #25Self-service

2Ease of operation

If passive authentication verification is implemented, then user burden is reduced and access efficiency is improved, but security against sophisticated attacks may be compromised

Engineering Contradiction:
Improveaccess efficiencyVSAvoidsecurity
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The system performs preliminary authentication verification by pre-establishing baselines of legitimate user behavior, device characteristics, and access patterns. This preliminary analysis is done in advance of actual access attempts, creating a reference framework for evaluating future requests

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system continuously monitors authentication outcomes and access patterns, using this feedback to refine its risk assessment algorithms. Successful and failed authentication attempts provide learning data that improves the system's ability to distinguish legitimate from malicious access over time

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS12443692B2Verification of access to secured electronic resources
Publication Date: 2025.10.14 EQUIFAX INC
  • US12443692B2 patent drawing
  • US12443692B2 patent drawing
  • US12443692B2 patent drawing

AI summary

Aspects and examples are disclosed for improving multi-factor authentication techniques to control access to secured electronic resources. In one example, a decisioning computer system evaluates, based on a passive-dimension decision process, an access request, received from a user device, for a secured electronic resource. The passive-dimension decision process can evaluate dimensions associated with the access request, such as identity or device characteristics, to determine whether the dimensions of the access request are outside of norms for the user. Based on the passive-dimension decision model, the decisioning computing device may communicate to the user device an access decision, the access decision describing one or more of an access authorization, a denial of access, or a supplemental authentication challenge.