Password Reset System with Integrated Authentication
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Solution Overview
Problem
Conventional password reset methods for online payments are insecure and inefficient, as they often require exclusive focus on password reset processes, disrupting other services and lacking robust verification mechanisms.
Innovation Solution
A system and method for password reset that involves a first server receiving a request operation instruction from a user terminal, authenticating account and identity information, sending a password reset prompt, and processing a password reset request to a second server to set a new password, allowing for combined password reset and service processing without service disruption.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Productivity
If conventional password reset methods are used, then password reset can be completed, but service processing is disrupted and efficiency is reduced
Solution Approach 1:
The patent merges password reset processing with normal service processing into a unified workflow. The system allows password reset to be initiated and completed within the context of ongoing service operations, rather than requiring separate exclusive access. This combining of operations enables continuous service processing while handling password reset requests, thereby improving overall productivity and reducing time loss.
2Reliability
If conventional password reset methods are used, then password reset can be performed, but security verification is insufficient
Solution Approach 1:
The verification mechanism is segmented into multiple independent validation steps: identity information verification, account information verification, and password reset authorization. Each segment handles a specific aspect of security verification, making the overall system more reliable while maintaining manageable complexity through modular design.
Solution Approach 2:
The system performs preliminary verification of identity and account information before allowing password reset operations. By pre-validating user credentials and account status, the system ensures security requirements are met before proceeding with password changes, enhancing reliability without requiring complex real-time verification during the reset process.
3Ease of operation
If exclusive focus on password reset is required, then password reset can be completed, but other services are disrupted
Solution Approach 1:
The system maintains continuous service processing while handling password reset requests. Instead of interrupting service operations to complete password reset, the system allows both operations to proceed concurrently through integrated processing workflows, ensuring uninterrupted service delivery and maintaining high overall productivity.
Data Source
AI summary
Systems and methods are provided for password reset. For example, a first server receives a request operation instruction from a user terminal, wherein the request operation instruction includes account information and identity information; the first server determines whether to permit password reset for a first account indicated by the account information; in response to the password reset for the first account being permitted, the first server authenticates the account information and the identity information; if the authentication of the account information and the identity information is successful, the first server processes the request operation instruction and sends a password reset prompt to the user terminal; the user terminal receives the password reset prompt and sends to the first server password information set by a user in response to the password reset prompt; and the first server sends to a second server a password reset request that carries the password information.


