Payer Device Physical State Change for Secure Authentication
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Solution Overview
Problem
Conventional online and mobile payment systems require users to manually input credentials and navigate through multiple screens to access payer information, making the process time-consuming.
Innovation Solution
A payer device equipped with physical state change components that change their state in response to received payer information, such as altering its perimeter surface or vibrating, to provide information without requiring user interaction.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If conventional access methods using username and password are used, then security is maintained, but access time and user convenience deteriorate
Solution Approach 1:
The patent creates a physical copy of the authentication credential in the form of a raised tactile pattern on the device surface. This tactile copy replaces the need for digital username/password input, allowing authentication through physical touch patterns while maintaining security through unique tactile signatures.
Solution Approach 2:
The patent replaces the mechanical/visual system of typing credentials with a tactile feedback system. The device surface itself becomes the authentication interface through raised patterns that can be felt and traced, substituting keyboard input with tactile exploration.
2Loss of information
If multiple web pages or application screens are navigated to access payer information, then comprehensive information is provided, but operation complexity and time consumption increase
Solution Approach 1:
The patent segments the authentication and information access process into distinct tactile zones on the device surface. Different raised patterns correspond to different account types or information categories, allowing users to navigate through information hierarchies through tactile selection rather than multiple screen navigations.
Solution Approach 2:
The patent adds a spatial/tactile dimension to the interface by creating raised patterns on the device surface. This transforms the traditional 2D screen navigation into a 3D tactile exploration, where depth and texture provide additional information layers without requiring screen transitions.
3Loss of information
If visual display methods are used to provide payer information, then information is clearly presented, but user attention and visual engagement are required
Solution Approach 1:
The patent uses vibration patterns generated by the tactile patterns on the device surface to convey information. When users trace or touch the raised patterns, the device vibrates in specific patterns that encode account balance, transaction status, or other payer information, allowing auditory/tactile reception without visual attention.
Solution Approach 2:
The patent extends the concept of visual color changes to tactile domain by using variations in the physical properties of the raised patterns (height, texture, temperature) to encode different information states, analogous to how color changes convey different meanings in visual interfaces.
Data Source
AI summary
A method for providing payer information on a payer device includes providing a payer device that includes at least one physical state change component moveably coupled to the payer device. Payer information is received over a network. The payer information is then determined to be associated with a physical state change instruction in a non-transitory, machine-readable medium of the payer device. The at least one physical state change component is then actuated according to the physical state change instruction to provide the payer information to a payer by changing the physical state of the payer device.