Payment Account Event Access Linking
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Solution Overview
Problem
Existing systems for accessing events, such as sporting events or concerts, rely on physical or electronic tickets that require manual presentation, which can be inconvenient and inefficient.
Innovation Solution
A system that links payment accounts to events through a payment network and access engine, allowing payment devices to authorize access to events, eliminating the need for physical ticket presentation by creating a link between the payment account and the event upon transaction approval.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If physical or electronic tickets are used for event access, then event entry can be controlled and authorized, but the entry process becomes inconvenient and inefficient requiring manual presentation
Solution Approach 1:
The patent combines the ticketing function with the payment account system. The payment account serves dual purposes: both for payment processing and for storing event access credentials. This merging eliminates the need for separate physical or electronic tickets, allowing consumers to access events by simply presenting their payment device, thereby streamlining the entry process and reducing time loss.
Solution Approach 2:
The payment account is designed to perform multiple functions: it acts as both a payment instrument and an event access credential storage. This multi-functionality allows the same device to handle both purchasing tickets and presenting them for entry, eliminating the need for separate ticketing infrastructure and improving operational efficiency at event entry points.
2Reliability
If separate ticketing systems are maintained, then event access can be tracked and controlled, but system complexity increases
Solution Approach 1:
The patent merges the ticketing system with the existing payment network infrastructure. Event access credentials are stored within the payment account system rather than requiring a separate ticketing database. This consolidation maintains reliable access control through the established payment network while significantly reducing overall system complexity by eliminating redundant infrastructure.
Solution Approach 2:
The payment network acts as an intermediary that bridges event access control with the consumer's payment device. Rather than requiring a complex direct connection between event systems and consumer devices, the payment network mediates the authentication process, simplifying the overall system architecture while maintaining secure access control through its existing trusted infrastructure.
3Loss of information
If physical tickets are delivered, then consumers receive proof of purchase, but delivery time and logistical complexity increase
Solution Approach 1:
The patent replaces physical ticket delivery with digital credential storage in the payment account. The event access information is copied into the consumer's payment device during the purchase transaction, eliminating the need for physical delivery. This provides immediate proof of purchase and instant access capability, removing both delivery time delays and logistical complexity associated with physical ticket distribution.
Data Source
AI summary
Exemplary systems and methods for linking access credentials with payment accounts and facilitating access to events based on associations between the payment accounts and the events are disclosed. One exemplary method includes receiving, at a computing device, an authorization request for purchasing access to an event where the authorization request includes event content, ticket content, and payment content, and where the authorization request is associated with a merchant. The method also includes determining, at the computing device, whether the merchant and/or the event are registered, and when the merchant and the event are registered, storing, in memory of the computing device, a link between a payment account identified in the payment content and the event, whereby the link is able to be retrieved, by the merchant, via a subsequent authorization request, to indicate access to the event.