Payment Card Enhanced Edge Patterns Gripability
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Solution Overview
Problem
Payment card issuers face the challenge of making their cards more appealing and frequently used compared to others, as users often have multiple cards, and existing cards lack distinctive features that enhance usability and handling.
Innovation Solution
The development of payment cards with enhanced edge morphology, featuring materials like metals, ceramics, or polymers, and patterns such as reeded, crenelated edges, embossments, and de-embossments, which improve gripability and make the card more noticeable and pleasant to handle.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If a payment card has a smooth, simple edge design, then it is easy to manufacture, but it lacks gripability and appeal to users
Solution Approach 1:
The edge wall is segmented into multiple portions with different materials (first material, second material, third material) and different surface characteristics (smooth portions, enhanced edge patterns). This segmentation allows the card to have both easy-to-manufacture smooth sections and high-grip enhanced sections, resolving the contradiction between ease of manufacture and gripability.
Solution Approach 2:
The enhanced edge pattern is applied locally to specific portions of the edge wall rather than the entire edge. This allows the majority of the edge to remain simple and easy to manufacture, while specific local areas provide the improved gripability and appeal needed to differentiate the card from competitors.
2Adaptability or versatility
If a payment card uses multiple materials and enhanced edge patterns, then it stands out and is more appealing to users, but it increases manufacturing complexity
Solution Approach 1:
The payment card incorporates composite materials with different properties (first material, second material, third material) in a layered structure within the edge wall. This allows the card to achieve design uniqueness and user appeal through material variety while maintaining a relatively simple overall structure that can be manufactured using conventional card manufacturing processes.
3Productivity
If a payment card has distinctive enhanced edge features, then users are more likely to use it frequently, but it requires more complex manufacturing processes
Solution Approach 1:
The enhanced edge pattern is applied to only certain portions of the edge wall rather than the entire perimeter. This partial application provides sufficient distinctive features to improve card usage frequency and user appeal while avoiding the need to manufacture the entire edge with complex patterns, thus maintaining manufacturing process simplicity.
Data Source
AI summary
Aspects described herein may allow for a payment card having enhanced edge patterns. The payment card may include a complex edge morphology on the physical card that may make the payment card more likely to be used by consumers and makes the payment card stand out due to the enhanced edge design. The edge of the payment card may be reeded, crenelated, or may include various shapes of various sizes on one or more of the edge walls extending around the payment card. The edge of the payment card may also include dimples, chips, and/or other complex design patterns cut into the face of the payment card close to the edge. The payment card may also include inclusions of other materials, such as metals, ceramic, and/or polymer to be added which fill or partially fill any voids produced by the edge patterns.