Payment Card Removable Insert Aperture Identification

Resolve Bottlenecks,
Find Innovative SolutionsGenerate Solutions

Solution Overview

Problem

Individuals face difficulties in distinguishing between multiple payment cards with similar appearances, making it challenging to identify and retrieve the correct card from a wallet or purse.

Innovation Solution

A payment card assembly with a removable insert and identification elements, such as those with different colors, shapes, or textures, that can be snapped into an aperture on the card, allowing users to customize and visually differentiate their cards.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If multiple payment cards with similar appearances are used, then payment card functionality is provided, but card differentiation becomes difficult

Engineering Contradiction:

Improvecard differentiationVSAvoidcard identification

Core Design Contradiction:

Adaptability or versatilityVSDifficulty of detecting and measuring

Solution Approach 1:

The patent applies local quality by adding distinctive identification elements (different colors, shapes, textures) to specific locations on payment cards. These localized features enable easy visual and tactile differentiation without altering the overall card design or functionality, directly resolving the contradiction between maintaining similar card appearances and enabling easy identification.

Inventive Principle:

Principle #3Local quality

Solution Approach 2:

The patent utilizes color changes as an identification mechanism by providing cards with different colored backgrounds, inserts, or identification elements. This allows users to quickly distinguish between multiple cards through color cues, effectively solving the identification difficulty while preserving the standard card appearance and functionality.

Inventive Principle:

Principle #32Color changes

2Difficulty of detecting and measuring

If identification elements are added to payment cards, then card identification is improved, but device complexity increases

Engineering Contradiction:

Improvecard identificationVSAvoidcard structure

Core Design Contradiction:

Difficulty of detecting and measuringVSDevice complexity

Solution Approach 1:

The patent applies segmentation by separating the payment card into distinct components: the base card and removable identification elements. This modular approach allows the identification features to be added independently without complicating the core card structure, enabling easy customization while maintaining simplicity in the fundamental card design.

Inventive Principle:

Principle #1Segmentation

Solution Approach 2:

The patent implements dynamics by making identification elements removable and replaceable. This dynamic feature allows users to change identification elements as needed without permanently modifying the card structure, thereby improving identification capabilities while keeping the base card structure simple and unchanged.

Inventive Principle:

Principle #15Dynamics

Data Source

PatentUS11580342B2Payment card with removable insert and identification elements

Publication Date: 2023.02.14 CAPITAL ONE SERVICES LLC

AI summary

Aspects described herein may allow for a payment card assembly including a payment card having a first surface, an opposed second surface, and an aperture extending through the payment card from the first surface to the second surface. An insert may be removably received in the aperture. Each of a plurality of identification elements may be configured to be removably received in the aperture and have an identification characteristic different than an identification characteristic of each of the other identification elements.