Payment Device Graphic Display for Account Benefit Recall
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Solution Overview
Problem
Consumers face challenges in remembering which electronic transaction accounts offer specific rewards or benefits due to the lack of clear notation on physical cards or device representations.
Innovation Solution
A system and method that allows users to create and display graphic objects on payment devices, such as mobile computing devices or physical cards, to show information about their payment accounts, including rewards and reminders, by receiving and processing graphic objects created by the account holder and ensuring they follow an expected protocol for display.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Loss of information
If no information is displayed on the physical card, then the card design remains simple and manufacturing is easier, but the user cannot recall account benefits and rewards
Solution Approach 1:
The patent transitions from a two-dimensional static card surface to a three-dimensional display structure that can show dynamic content. The display element adds a new dimension to the card, enabling it to present account benefits, rewards, and other information visually without complicating the fundamental card structure.
Solution Approach 2:
The patent uses a display element that can show copied or reproduced information about account benefits and rewards. Instead of printing static information that may be forgotten, the display can show dynamic copies of account information, making it easily recallable for the user.
2Adaptability or versatility
If user-created graphics are allowed, then customization and user experience improve, but security and protocol compliance become more complex
Solution Approach 1:
The system includes a validation mechanism that provides feedback on user-created graphics. The processor validates whether the graphic object conforms to the expected format and protocol before allowing it to be displayed. This feedback loop ensures that user customization does not compromise security or protocol compliance.
Solution Approach 2:
The patent performs preliminary validation of user-created graphics before they are displayed on the payment device. The processor checks the graphic object against the expected format and protocol in advance, preventing any non-compliant content from being displayed, thus ensuring security and reliability before the actual display occurs.
Data Source
AI summary
The disclosed system and method provides a display on the representation of the electronic transaction account and the display may display information about the electronic transaction account or other data desired to be displayed by the consumer.