Symbol-Based Payment Keypad for Accurate Account Entry

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Solution Overview

Problem

Users face challenges in accurately entering account data on small keyboards due to fat or swift fingers, leading to inaccurate data entry and potential fraudulent transactions.

Innovation Solution

The system uses symbols to represent payment accounts, allowing selection through voice commands, touch screens, or pointers, eliminating the need for manual typing and improving data entry accuracy.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If manual typing is used to enter account data, then data entry can be completed, but input accuracy deteriorates due to fat or swift fingers on small keyboards

Engineering Contradiction:
Improvedata entry accuracyVSAvoidease of data entry
Core Design Contradiction:
Measurement precisionVSEase of operation

Solution Approach 1:

The patent uses visual symbols (icons, emojis, graphics) to represent payment accounts instead of requiring manual typing of account numbers. Users select accounts by tapping on their corresponding symbols, which are visual copies or representations of the account identity. This eliminates typing errors while maintaining ease of operation.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent replaces the mechanical typing process with a visual selection process. Instead of physically typing account numbers on a keyboard, users interact with visual symbols on a touchscreen interface. The system automatically retrieves and populates account data when a symbol is selected, substituting manual mechanical input with automated digital retrieval.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Productivity

If manual typing is required for payments, then transaction execution is possible, but user convenience deteriorates due to increased typing effort

Engineering Contradiction:
Improvetransaction execution speedVSAvoiduser convenience
Core Design Contradiction:
ProductivityVSEase of operation

Solution Approach 1:

The system performs preliminary actions by pre-associating visual symbols with account data and pre-configuring the payment interface with selectable symbols. When a user initiates a payment, the relevant account symbols are already prepared and displayed, eliminating the need for users to manually type or search for account information during the transaction.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

Visual symbols serve as copies or representations of payment accounts, allowing users to select accounts through intuitive graphical interfaces rather than typing. This copying approach maintains rapid transaction execution while significantly improving user convenience through familiar visual interaction patterns.

Inventive Principle:
Principle #26Copying

3Reliability

If account data is manually entered, then transactions can be processed, but security deteriorates due to potential fraudulent entries

Engineering Contradiction:
Improvetransaction securityVSAvoiddata entry system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system incorporates feedback mechanisms where visual symbols provide immediate confirmation of account selection. When a user taps a symbol, the system provides feedback by displaying the selected account information and proceeding with the transaction using that specific account. This feedback loop prevents fraudulent entries by ensuring the user intends to use the displayed account.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The patent replaces manual data entry with automated account retrieval triggered by symbol selection. When a user selects a visual symbol, the system automatically retrieves the associated account data from secure storage and populates the payment fields. This substitution eliminates the security vulnerability of manual entry while adding minimal complexity through automated data retrieval and validation.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Data Source

PatentUS20260080388A1Key-pad centric payments
Publication Date: 2026.03.19 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US20260080388A1 patent drawing
  • US20260080388A1 patent drawing
  • US20260080388A1 patent drawing

AI summary

Symbols are used to represent payment accounts. The symbols may be programmed to represent accounts and the data for the accounts may be entered into appropriate fields when the symbol is selected. Once selected, account data is retrieved and is communicated to the proper field in the data entry screen. The account data is then used to complete the transaction.