Payment Link Interworking for Mixed Entry and Exit Operations
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Solution Overview
Problem
Current payment systems for vehicles like buses and subways require the same payment method for entry and exit, limiting the ability to use different payment operations for the same journey, such as quick response code for entry and face-scanning for exit, without changing the original payment link determined by the entry operation.
Innovation Solution
A method and system that allows interworking of different payment operations by receiving and processing related data from exit payment operations, determining fee deduction information, and transmitting it to a third-party payment system using a payment link established by the entry passing operation, enabling mixed application of payment methods without altering the original payment link.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If the system requires the same payment method for entry and exit, then the payment link structure remains simple and stable, but the payment flexibility and user choice are limited
Solution Approach 1:
The payment process is segmented into entry payment operation and exit payment operation as independent components. The entry operation establishes a payment link that remains unchanged, while the exit operation independently determines the payment method and generates fee deduction information. This segmentation allows different payment methods to be used at entry and exit without complicating the overall payment link structure.
Solution Approach 2:
The patent introduces an intermediary mechanism that receives related data from the exit payment operation, determines fee deduction information, and transmits it to the third-party payment system. This intermediary layer handles the complexity of integrating different payment operations, allowing the original payment link to remain simple while supporting multiple payment methods.
2Ease of operation
If the system supports multiple payment methods for entry and exit, then user convenience is improved, but the complexity of processing different payment operations increases
Solution Approach 1:
The payment link established by the entry operation is designed to be universal and can accommodate multiple types of exit payment operations. The system accepts various payment methods (quick response code, face-scanning, etc.) at exit without requiring different payment links, thus improving user convenience while maintaining processing efficiency through a unified interface.
Solution Approach 2:
The exit payment operation autonomously determines the payment method and generates the necessary fee deduction information without requiring manual intervention or complex routing logic. The system automatically processes the interworking of different payment operations, reducing processing complexity while enhancing user convenience.
3Adaptability or versatility
If the original payment link is changed to support different exit payment methods, then payment versatility is improved, but the stability and reliability of the payment system are compromised
Solution Approach 1:
The payment link is preliminarily established during the entry payment operation with a specific structure and routing. This pre-established link maintains its stability and reliability throughout the journey. At exit, the system uses this original payment link as the foundation and adds the capability to handle different payment methods through supplementary processing, thus preserving both versatility and stability.
Data Source
AI summary
The present specification discloses a method and system for implementing interworking of different payment operations. On a basis of determining a payment link by an entry passing operation, related data generated by a first exit payment operation belonging to a different type from the entry passing operation is superimposed on the payment link, fee deduction information is further determined, and the fee deduction information corresponding to the first exit payment operation is transmitted, by using the payment link, to a third-party payment system for exit fee deduction.