Dynamic Payment Network Path Routing
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Solution Overview
Problem
Payment networks face challenges in ensuring reliable and secure data transfer between data centers and customers, particularly in scenarios where performance degradation occurs, and there is a need for efficient routing and redundancy to maintain service quality.
Innovation Solution
The implementation of a dynamic payment network with multiple paths supported by wide area networks (WANs) and certificate-based encryption, utilizing routing engines to select and switch between paths based on performance thresholds and application-specific requirements, ensuring data transfer reliability and security.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If a single data transfer path is used between data center and customer, then device complexity is reduced, but reliability deteriorates when performance degradation occurs
Solution Approach 1:
The patent combines multiple data transfer paths (direct path and indirect path via hub) into a unified network architecture. The routing engine merges these paths and dynamically selects among them based on performance conditions, achieving both reliability through redundancy and managed complexity through centralized routing control.
Solution Approach 2:
The patent implements dynamic path selection where the routing engine continuously monitors performance conditions and switches between direct and indirect paths based on real-time network status. This dynamic adaptation ensures reliability when degradation occurs while maintaining operational simplicity through automated decision-making.
2Reliability
If multiple paths are implemented for redundancy, then reliability is improved, but device complexity increases
Solution Approach 1:
The patent introduces a hub as an intermediary node that simplifies the management of multiple paths. The hub provides a standardized indirect path through which data can be routed when the direct path is unavailable, reducing the complexity of path management while maintaining reliability through the available alternative route.
Solution Approach 2:
The routing engine automatically monitors performance conditions and makes path selection decisions without manual intervention. This self-service capability manages the complexity of multiple paths internally, presenting a simple interface to users while maintaining high reliability through automated redundancy management.
3Productivity
If data transfer speed is increased, then productivity is improved, but security may be compromised
Solution Approach 1:
The patent applies different security measures to different paths based on their specific characteristics. The direct path may use optimized protocols for speed, while the indirect path through the hub incorporates additional security validation. This localized quality approach maintains security while preserving data transfer productivity across the network.
Data Source
AI summary
Exemplary payment networks and methods are provided for facilitating data transfers. One exemplary method includes determining a performance of a first path through a first WAN between a hub and a customer, determining a performance of a second path through a second different WAN between the hub and the customer, causing a data traffic associated with a first class of application to be routed along the first path when the performance of the first path is within a first performance threshold, and causing the data traffic, when routed along the first path, to be switched to the second path when the performance of the first path fails to satisfy and/or violates the performance threshold.