Payment Proof Generation for Multi-User Transit Verification
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
In scenarios like metro transportation, when multiple passengers travel together but one lacks a valid QR code due to network failures or account errors, the group's pass-through efficiency is significantly reduced as the passenger without a QR code must purchase a ticket at a counter, delaying others.
Innovation Solution
A payment proof generation method that confirms participant information on a terminal device, including quantity and identities of users, generates a payment proof for both local and non-local users, allowing a single electronic payment account to verify and facilitate passage for all participants without modifying existing verification procedures, thus improving efficiency.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If a single QR code is bound to one electronic payment account for verification, then payment security is ensured, but pass-through efficiency is reduced when multiple passengers travel together and one lacks a valid QR code
Solution Approach 1:
The patent segments the payment verification process by introducing participant information that identifies individual users within a group. The payment proof is divided into components including participant information, electronic payment account information, and verification results for each participant, allowing individual verification while maintaining group payment capability.
Solution Approach 2:
The patent merges multiple participants' payment needs into a single payment proof generated from one electronic payment account. The payment proof combines account information with participant information, enabling one account to cover multiple users while maintaining individual verification through the included participant identifiers.
2Reliability
If identity verification is performed for each participant, then payment security is maintained, but the complexity of the verification process increases
Solution Approach 1:
The patent performs preliminary identity verification by embedding participant information and verification results directly into the payment proof before the actual payment transaction. The access control system receives pre-verified payment proofs that already contain authenticated participant identifiers, eliminating the need for repeated verification during the transaction process.
Solution Approach 2:
The patent introduces an intermediary mechanism where the terminal device generates a comprehensive payment proof that mediates between the electronic payment account system and the access control verification system. This payment proof serves as an intermediary document that consolidates all necessary verification information, simplifying the interaction between different systems.
Data Source
AI summary
Computer-implemented methods, non-transitory, computer-readable media, and computer-implemented systems for generating proof of payment. One computer-implemented method includes: verifying user information of a plurality of users of a service on a terminal device, wherein the service starts from a start location and ends at an end location, the user information comprises a quantity of the plurality of users, the plurality of users comprise an owner of a service account associated with the service to be paid for by using the terminal device and at least one companion selected by the owner; and in response to the user information of at least the owner is verified, generating at least one proof of payment based on the user information and account information of the service account, wherein the at least one proof of payment is verified at the start location and the end location.